Chief Financial Officer – Community Bank

About the Opportunity

We are partnering with a well-established, community-focused bank seeking a Chief Financial Officer / Comptroller to join its executive leadership team. This institution is known for its relationship-driven banking model, local decision-making, and stable, people-first culture.

This is an opportunity to step into a visible leadership role within a regional/community bank environment where financial strategy directly shapes growth, regulatory strength, and long-term sustainability.

Role Overview

The CFO/Comptroller will lead all financial operations of the bank, ensuring regulatory compliance, financial stability, and strategic alignment with organizational goals. This role serves as a key advisor to the CEO and Board of Directors on financial planning, risk, capital management, and performance optimization.

The ideal candidate brings deep banking finance experience, including hands-on leadership in regulatory reporting, treasury, ALM, and financial crimes compliance within a regulated financial institution.

Key Responsibilities

Financial Leadership & Strategy

• Lead financial strategy aligned with business and growth objectives
• Advise executive leadership and the Board on financial performance and planning
• Support strategic initiatives, including capital decisions, investments, and M&A

Financial Reporting & Regulatory Compliance

• Oversee accurate monthly, quarterly, and annual financial reporting
• Ensure compliance with GAAP/IFRS and banking regulatory requirements
• Manage regulatory reporting, audits, and liaison with regulators and auditors

Capital, Liquidity & Treasury Management

• Oversee capital adequacy, Basel III compliance, and stress testing
• Lead liquidity planning, funding strategies, and balance sheet optimization
• Supervise treasury operations and investment portfolio oversight

Risk & Governance

• Partner with risk leadership on credit, market, and liquidity risk management
• Maintain strong internal controls and financial governance frameworks
• Support BSA/AML/FCC compliance oversight in coordination with relevant teams

Budgeting & Performance Management

• Lead annual budgeting and long-term financial forecasting
• Deliver variance analysis and performance insights to leadership
• Identify cost optimization and operational efficiency opportunities

Stakeholder Engagement

• Present financial results and strategic insights to the Board
• Maintain relationships with regulators, auditors, and external stakeholders

Qualifications

• Bachelor's degree in Accounting, Finance, or related field (required)
• 5–8+ years of progressive finance/accounting experience in banking or regulated financial services
• Prior experience in a bank, credit union, thrift, or bank-holding company strongly preferred
• 5+ years of experience in regulatory reporting and Financial Crimes Compliance (BSA/AML/FCC)
• Strong knowledge of GAAP, financial reporting, and internal controls

Core Experience Required

Candidates should demonstrate hands-on leadership in:

• Bank financial reporting (monthly/quarterly/annual statements)
• Regulatory reporting and external audit coordination
• Capital adequacy, Basel III frameworks, and stress testing
• Treasury, liquidity management, and ALM oversight
• Financial Crimes Compliance (BSA/AML/FCC)
• Board-level financial reporting and executive advisory

Additional Notes

We are seeking a proven banking finance leader with strong regulatory and operational depth who can contribute quickly in a hands-on executive role. Candidates should demonstrate stability, progressive responsibility, and experience managing both financial performance and regulatory expectations in a bank environment.