Job Description
Its about taking care of people, our people.
Are you known as an organized individual? Do you enjoy working independently and with a team? Do you find yourself creating a task list daily? If so, then the Business Risk Officer role may be right for you!
At Frost, its about more than a job. Its about having a flourishing career where you can thrive, both in and out of work. At Frost, were committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, youll become part of Frosts 155-year legacy of providing unparalleled banking services.
Who you are:
As a Business Risk Officer, you are our risk navigator. You will oversee first-line of defense compliance activities by identifying, documenting, and resolving various types of risk. You are excited to promote and reinforce a strong risk and compliance culture within Frost. You are passionate about your field and cannot wait to utilize your experience. Most importantly, this role is about delivering not just answers, but assurance with integrity, caring, and excellence in mind.
What youll do:
Promote and reinforce a strong risk and compliance culture across daily operations by translating enterprise governance, regulatory guidance, and policy requirements into practical, business unit processes and controls
Lead first-line risk and compliance governance, including risk assessments and RCSAs, key risk indicator monitoring, control testing, exception reviews, issue remediation, and ensuring Compliance with regulatory and internal standards
Oversee the identification, evaluation, and documentation of issues, control gaps, and emerging risks to ensure proper escalation, tracking, and timely remediation of operational incidents and exceptions
Manage updates to processes, procedures, and the risk & controls library, while leading operational improvement projects, business continuity planning, and vendor review activities
Coordinate with second-line risk and compliance, legal, auditors, and examiners by serving as the primary liaison for compliance and risk questions, examinations, and audits
Integrate risk and compliance into change management by assessing the risk and control impacts of business initiatives, updating documentation, and advising leadership on personnel-related risks, including training, role clarity, and segregation of duties
Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What youll need:
Bachelors degree in business, or a related field, or equivalent work experience
6+ years of relevant experience in risk management, internal audit, compliance, or related roles within financial services
Strong understanding of bank products, operations, and regulatory environment
Demonstrates strong analytical and problem-solving skills
Proven ability to influence and collaborate
Excellent written and verbal communication skills
Proficiency in Microsoft Office applications
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
Medical, dental, vision, long-term disability, and life insurance
401(k) matching
Generous holiday and paid time off schedule
Tuition reimbursement
Extensive health and wellness programs, including our Employee Assistance Program
Referral bonus program + more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, its about being part of something bigger. If this sounds like you, we encourage you to apply and see whats possible at Frost.