Business Banking Support Officer - Irvine or San Diego, CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.

We are looking for a seasoned Business Banking Support Officer in Irvine, CA. This role is responsible for overseeing the business banking portfolio by ensuring strong portfolio management, monitoring pricing and lending workflows, supporting credit processes, and coordinating across stakeholders to drive profitability, risk management, and operational efficiency.

Essential Functions:

• Responsible for comprehensive oversight of the business banking portfolio, ensuring strong portfolio management practices and adherence to all covenant requirements.
• Monitors pricing exceptions and maintains visibility into deposit and loan pricing across the portfolio to support profitability and risk management.
• Serves as the affiliate liaison for business banking, facilitating communication and coordination across key stakeholder groups.
• Monitors business lending support functions, application processing and pipeline management of active deals to ensure workflow efficiency and timely progression.
• Acts as a resource for credit prescreens and preparation of credit presentations, contributing to sound credit decisioning and portfolio quality.
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree in finance, Business or other related field and 4+ years' experience in business process analysis, portfolio management, relationship management, underwriting and credit experience or other directly related experience. A combination of education and experience may meet requirements.
• Extensive knowledge of business processes analysis, business workflow, and process improvement recommendations.
• Extensive knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Strong working knowledge of banking products, services, policies, procedures and regulations.
• Ability to solve problems including multiple priorities and research conflicting and/or inaccurate data.
• Strong analysis and communication skills, both verbal and written.
• Strong interpersonal skills with the ability to work with both management and staff employees.

Benefits:

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
• 401(k) plan, competitive compensation in line with work experience.
• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
• Tuition Reimbursement for qualifying employees
• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.

This position is eligible to earn a base salary in the range of $117,000 - $144,000 annually depending on job-related factors such as level of experience.