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Business Banking Credit Coordinator II

First Interstate Bank

Sioux Falls, SD

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JOB DETAILS
SALARY
$25.93–$38.89 Per Hour
SKILLS
Alliance/Partner Marketing, Americans with Disabilities Act (ADA), Banking Services, Business Banking, Business Loans, Business Processes, Business Support, Communication Skills, Compensation and Benefits, Computer Mouse Hardware, Credit Analysis, Credit Risk, Customer Relationship Management (CRM), Data Collection, Data Entry, Documentation, Due Diligence, Educational Technology, English Language, Financial Regulations, Financial Statements, High School Diploma, Homeland Security, Interpersonal Skills, Keyboards, Liens, Loan Approval, Loan Closing, Loan Collateral, Loan Conditions, Loan Documents, Loan Origination, Loan Processing, Loan Structuring, Loan Underwriting, Loans, Maintain Compliance, Mathematics, Mentoring, Microsoft Excel, Microsoft Outlook, Microsoft Word, Organizational Skills, Physical Demands, Policy Development, Presentation/Verbal Skills, Procedure Development, Process Management, Regulations, Regulatory Compliance, Regulatory Requirements, Reporting Skills, Risk, Service Level Agreement (SLA), Social Security Administration, Spanish Language, System Operations, Team Player, Time Management, Underwriting, Writing Skills
LOCATION
Sioux Falls, SD
POSTED
2 days ago
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position is a hybrid work model and may be based in any of First Interstate Bank's offices in Colorado, Idaho, Iowa, Missouri, Montana, Nebraska, Oregon, South Dakota, Washington or Wyoming. What’s Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Child Care Assistance Program for eligible dependent(s). Exercise reimbursement program for employees. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Business Banking Credit Coordinator II actively works with Underwriters and Bankers, following established guidelines and procedures, to support business loan origination using advanced knowledge of credit policy, bank products, risk and regulatory requirements. This position is the initial entry point of Business Banking Lending credit request submissions to prepare for underwriting, as well as completing all due diligence associated with the satisfaction of loan approval and collateral lien perfection conditions to prepare for loan closing documentation. ESSENTIAL DUTIES AND RESPONSIBILITIES Verifies application is fully complete, ensures there are no inconsistencies, and request meets product requirements for basic to moderately complex business loan requests. Confirms all supplemental financial or supporting information required for underwriting is received. Interacts directly with Bankers to follow up for missing information. Completes LOS data entry to initiate the loan process for Business Banking Lending requests. Maintains the integrity of the loan package by ensuring all submitted information is accurately input into the system. Reviews the credit approval for loan closing conditions, lien perfection requirements and partners with bankers to clear all regulatory and policy requirements. Collaborates with bankers and business partners to ensure all loan requests are processed in a timely and accurate manner for routing to the appropriate underwriting channel. Communicates and tracks for supporting documents and follow-up documentation with Bankers for underwriting and loan closing. Orders and obtains required due diligence items from all submission points including bankers, customers, internal business partners, or 3rd party vendors as required. Maintains all established compliance and policy requirements when processing loan package. Participates in trainings, meetings, and communications to maintain knowledge of Bank products, credit policies, and operational changes. Meets all established Service Level Agreements (SLAs). Assist with development and maintenance of procedures and training materials. Performs job responsibilities in accordance with established service level agreements. Assist with mentoring and training other team members, new and existing. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES Ability to read and interpret documents, such as policies, procedural notices, and system guidelines. Ability to write routine reports, correspondence, and memos. Ability to effectively speak and present information in one-on-one and small group situations before team members, bankers, clients, and other employees of the organization. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. Strong understanding of business lending products, credit risk, financial statements, process workflow management, and financial regulations. Excellent written, verbal, and interpersonal communication skills, as well as the drive to work with individuals and groups across the company to manage client relationships. Proficient in an automated loan origination environment. Strong proficiency with phone systems and personal computers with demonstrated knowledge of Microsoft Word, Excel, and Outlook. EDUCATION AND/OR EXPERIENCE High School Diploma or General Education Degree (GED) required Bachelor's Degree preferred 4-6 years banking experience and/or equivalent combination of education and experience required PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently Lifting - Occasionally (up to 10 lbs) Sitting - Frequently Overtime - Subject to business need Noise Level - Moderate Typical Work Hours - M-F (8-5) Regular and Predictable Attendance - Required COMPENSATION & BENEFITS We offer a competitive total compensation package including base salary and benefits. The anticipated pay range for this position is $25.93 to $38.89 per hour (in CO & WA) and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Benefits include, but are not limited to, medical, dental, vision, short- term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays. Please note this information is provided for those hired in Colorado and Washington only, and this role is open to candidates outside of Colorado and Washington with compensation that aligns with your location. For more information regarding our benefits, please visit https://www.firstinterstatebank.com/company/about/employee-benefits.php **If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. First Interstate Bank is an equal opportunity employer committed to a diverse workforce and a barrier-free employment process. Employment is based solely on an individual's merit and qualifications directly related to the position. We do not discriminate on the basis of race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, or any other characteristics protected by law. We make all reasonable accommodations to meet the obligations set forth under the Americans with Disabilities Act (ADA) and state disability laws. In order to ensure reasonable accommodations for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Era Veterans' Readjustment Assistance Act of 1974, and Title I of the Americans with Disabilities Act of 1990, as amended, individuals that require accommodation in the job application process for a posted position may contact us Monday through Friday, 8 am to 5 pm MST at careers@fib.com. All applicants must pass pre-employment screenings including a background check. First Interstate BancSystem participates in E-Verify which will require new employees to verify their identity and employment eligibility through the internet-based system operated by the Social Security Administration (SSA) and the Department of Homeland Security (DHS). E-Verify Notice English or Spanish Right to Work Notice English or Spanish

About the Company

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First Interstate Bank