Business Banker

Job Title: Business Banker

Department: Commercial Lending 

Status: Exempt

Salary: $58,500 – $155,000

Who We Are

At Timberline Bank, our people are our most valuable asset. We seek qualified employees who enjoy people, are innovative, and who are eager to learn. We, in return, provide opportunities for personal advancement and professional growth. The driving force behind our dedication to providing a "Better, Faster, Easier. -Always." experience is the Timberline Team. From the moment you enter the building, we greet you as a person, not an account number-our belief in the value of exceeding customers' high expectations is what makes Timberline Bank a bank here for our community. Our commitment has been and always will be to provide high-quality personalized customer service. With the Timberline personal touch, the level of customer support is unparalleled. We want to support you and your financial well-being, whether through your personal or commercial needs. Each customer contributes to the success of our small business. TO US, IT IS PERSONAL.

What We Value

At Timberline Bank, the core of our culture is in the following values. We believe heavily in fulfilling each one of these to the highest degree. Our culture is the foundation of who we are as a team, and as a business.

1. Exceeding Customers’ High Expectations
2. Empowering a Dedicated Team
3. Having Fun While Winning
4. Passionate About our Communities
5. Value Added Resource for our Customers (Trusted Advisor)

Position Summary

Timberline’s Business Banker is responsible for developing and managing business banking relationships while delivering exceptional customer service and financial solutions aligned with client needs. This role focuses on relationship development, portfolio support, business development activities, and foundational credit and financial analysis. The Business Banker works under moderate supervision while building the knowledge, skills, and experience necessary for progression into more advanced commercial banking responsibilities.

Essential Duties and Responsibilities

• Develop and maintain business banking relationships through proactive customer contact and relationship-building activities.
• Identify opportunities to deepen customer relationships through loans, deposits, treasury management, and other bank products and services.
• Support portfolio growth while maintaining strong customer service standards and sound credit quality.
• Participate in business development activities including prospecting, networking, and referral generation.
• Gather financial information and assist with credit analysis, underwriting support, and loan structure recommendations.
• Monitor customer relationships for potential risk concerns and escalate issues appropriately.
• Partner with internal departments to ensure efficient service delivery and positive customer experiences.
• Maintain compliance with all bank policies, procedures, and regulatory requirements.
• Participate in community and professional networking activities to enhance market visibility and business development efforts.
• Continuously develop business banking, credit, and relationship management knowledge and skills.
• All other duties as assigned. 

Required Knowledge and Expertise

• Bachelor’s degree in business, finance, accounting, or related field preferred.
• Foundational understanding of business banking and financial products.
• Strong interpersonal, communication, and customer service skills.
• Demonstrated initiative and relationship-building ability.
• Basic financial analysis and problem-solving skills.

Preferred Knowledge and Expertise

• Prior banking, sales, or business development experience.
• Experience working with business customers.
• Understanding of commercial lending fundamentals.

Key Competencies/Skills

• Demonstrates initiative and learning agility. 
• Builds trust-based customer relationships. 
• Exhibits accountability and professionalism. 
• Collaborates effectively with internal partners.
• Demonstrates strong organizational and follow-through skills. 
• Be Thorough: Ensure that work is completed thoroughly and correctly; prepare carefully for meetings and presentations.
• Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Relationship Building: Ability to effectively build relationships with vendors, management, and staff.
• Achieve Results: Complete tasks on a timely basis and based on an understanding of the priorities.
• Establish and Maintain Personal Credibility: Consistently model behavior that is perceived as responsible, reliable, and ethical.
• Communicate Effectively: Express oneself clearly in interactions with others, both verbally and in writing. Notice, interpret, and anticipate needs and concerns. Ensure that critical information is shared with those who should be kept informed.
• Time Management: Ability to effectively utilize available time for the completion of necessary job tasks.
• Ability to work independently and in a fast-paced team environment.
• Possess strong organizational skills with the ability to multi-task and prioritize work.

**Pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules, the salary range above represents the low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. The range listed is just one component of the total compensation package for employees. Incentives based on Timberline Team goals may also be offered. In addition, Timberline Bank provides a variety of benefits to full time employees, including health insurance coverage, vision insurance, dental insurance, life and disability coverage, 401K plan, paid holidays and paid time off.

Equal Employer Opportunity Statement

Timberline Bank prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. All job requirements in the job description provided indicate the minimum level of knowledge, skills, and/or abilities deemed necessary to perform the job competently. Job descriptions are an overview of the duties, responsibilities, and requirements of the position. Employees may be required to perform other job-related assignments as requested. OUR COMPANY ADHERES TO A POLICY OF EMPLOYMENT-AT-WILL, WHICH ALLOWS EITHER PARTY TO TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.