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Business Analyst - Credit Card Lending (Loan Origination)

Iconma LLC

NJ

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JOB DETAILS
SKILLS
Acceptance Testing, Agile Programming Methodologies, Analysis Skills, Banking Services, Bug Tracking/Defect Management, Business Analysis, Business Solutions, Credit Cards, Credit Risk, Fair Credit Reporting Act (FCRA), Health Plan, Information Technology Consulting, Know Your Customer (KYC), Loan Origination, Loans, Metrics, Problem Solving Skills, Process Improvement, Regulations, Scrum Project Management and Software Development, Systems Analysis, Traceability, Underwriting, Writing Skills
LOCATION
NJ
POSTED
9 days ago

Our Client, an IT Services and Consultant company, is looking for a Business Analyst - Credit Card Lending (Loan Origination) for their Remote/NJ location.

Responsibilities:

  • Gather and document business requirements for credit card application and loan origination processes (application intake, underwriting, decisioning, funding).
  • Translate requirements into user stories, acceptance criteria, and process/data flow diagrams for engineering teams.
  • Analyze origination funnel metrics (approval rates, drop-off, TAT) and recommend process improvements.
  • Support UAT, defect triage, and production issue investigation for origination platforms.
  • Liaise with Credit Risk, Compliance, Fraud, and Product teams to ensure regulatory and policy alignment (Reg B, FCRA, KYC/AML).
  • Maintain BRDs, functional specs, and traceability matrices.

Requirements:

  • 3-6 years as a Business/Systems Analyst in banking or fintech.
  • Direct experience with loan/credit card origination platforms.
  • Familiarity with credit decisioning rules, bureau data and underwriting workflows.
  • Agile/Scrum experience writing user stories.
  • Years of Experience: 7.00 Years of Experience

Why Should You Apply?

  • Health Benefits
  • Referral Program
  • Excellent growth and advancement opportunities

About the Company

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Iconma LLC