Position Summary
The Associate Underwriter supports Wholesale Commercial Lines Underwriters by managing the renewal and policy lifecycle for a small business wholesale book of business. This role is execution-focused and responsible for high-volume renewals, submission review, policy processing, and coordination with internal and external partners including brokers and carriers.
This position is ideal for candidates with prior experience as an Associate Underwriter, Underwriting Assistant, Commercial Lines CSR, or Account Manager within a wholesale, MGA/MGU, E&S, or commercial carrier-aligned environment either on the wholesale or retail side.
Office Location: Initial training will be 5 days per week in our Phoenix office with a hybrid schedule offered post training once fully engrained in the role. Our Phoenix office is located at 5410 East High Street Suite 200 Phoenix, AZ 85054.
What will your job entail?
Key Responsibilities:
- Manage a structured renewal pipeline for a wholesale commercial book, working from renewal lists weeks in advance
- Process an average of 8-10 small commercial renewals per day, some completed in short-cycle timeframes
- Review renewal and submission information in partnership with the Underwriter, analyzing account details, coverage structure, and risk characteristics
- Coordinate quoting, binding, renewal, and policy issuance activities in a wholesale environment
- Research and apply appropriate rates, coverages, endorsements, and policy forms based on underwriting guidelines
- Utilize carrier portals, agency management systems (Titan), and Outlook to manage workflow and documentation
- Issue endorsements, cancellations, non-renewals, and reinstatements
- Ensure underwriting files are accurate, complete, and compliant with company and regulatory guidelines
- Collaborate with Wholesale Underwriters, Retail Brokers, Producers, and carrier partners
- Proactively identify missing or conflicting information and follow up to resolve discrepancies
- Support special projects and additional underwriting initiatives as assigned
Day-to-Day Role Snapshot:
- Works from a renewal list prepared weeks in advance
- Manages multiple renewals simultaneously in a high-volume, deadline-driven environment
- Balances speed, accuracy, and compliance for small business wholesale accounts
Success Metrics:
- Timely and accurate renewal processing
- Ability to independently manage renewal volume post-onboarding
- Quality of underwriting documentation and guideline adherence
- Responsiveness to brokers, underwriters, and internal partners
- Demonstrated initiative and attention to detail
Required Qualifications:
- 2+ years of commercial insurance experience in either a wholesale or retail insurance environment.
- Active P&C license required (surplus lines a plus)
- Exposure to small commercial lines of business
- Working knowledge of: Agency Management Systems, Carrier underwriting portals, Microsoft Outlook, Office and Teams
Preferred Qualifications:
- Experience supporting a wholesale, MGA/MGU, or E&S book of business
- Bachelor's degree (Business, Risk Management, or related field
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $60,000.00 - $75,000.00 annually.
The wage rang