The Associate Commercial Insurance Underwriter supports the underwriting team by evaluating renewal accounts, analyzing risk information, preparing underwriting recommendations, and assisting with portfolio management activities. This role works closely with underwriters, brokers, and internal teams to ensure timely, accurate renewal processing and to help identify cross-sell opportunities that strengthen account retention and broaden coverage offerings. This is an entry-level to early-career underwriting position with growth potential into a full Underwriter role.
Responsibilities:
• Renewal Review & Underwriting Support Assist in reviewing and analyzing commercial insurance renewal submissions, including exposure data, loss runs, financial information, and inspections. Prepare preliminary assessments, pricing indications, and coverage recommendations for underwriter review. Ensure all required documentation is complete, accurate, and compliant with underwriting guidelines. Utilize underwriting tools, rating systems, and internal models to support risk evaluations.
• Portfolio & Broker Support Help manage a renewal portfolio by tracking deadlines, maintaining documentation, and supporting timely policy issuance. Communicate with brokers to gather missing information and clarify application details. Support underwriters in negotiating renewal terms by preparing data summaries, comparisons, and draft proposals.
• Cross-Sell Opportunity Management Review renewal accounts for potential cross-sell opportunities based on exposure changes, coverage gaps, or business needs. Coordinate with senior underwriters and product specialists to evaluate feasibility and pricing for additional lines of coverage. Communicate potential cross-sell options to brokers in collaboration with the underwriting team. Track cross-sell activity and outcomes as part of portfolio development efforts.
Compliance, Documentation & Systems:
• Maintain accurate and timely data in underwriting and policy systems. • Ensure adherence to regulatory requirements, internal controls, and company underwriting standards. • Organize and document underwriting decisions, communications, and account notes clearly and consistently.
Collaboration & Learning:
• Partner with underwriting, actuarial, claims, finance, and loss control teams to support informed renewal decisions. • Participate in training programs, job shadowing, and development activities to expand underwriting skills. • Stay informed on industry trends and emerging risks relevant to commercial renewal underwriting.
Qualifications:
Education & Experience: Bachelor's degree in Business, Finance, Risk Management, Economics, or related field; or relevant professional experience. 0-3+ years of experience in underwriting, insurance operations, or a related analytical field. Excess and Surplus lines experience preferred. Interest in pursuing professional designations (AU, CPCU, ARM) is a plus.
Skills & Competencies: Strong analytical and critical-thinking skills. Excellent attention to detail and ability to review complex information. Effective verbal and written communication skills. Ability to build strong broker and internal team relationships at a junior level. Proficiency with Microsoft Office and comfort using underwriting and rating systems. Strong organization, follow-through, and time-management capabilities.
About Our Company:
Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide-ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships, and outstanding talent are unsurpassed in the specialty insurance sector.
Equal Opportunity Employer:
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information, or any other status or condition protected by the laws or regulations in the locations where we operate. #LI-JS1
Internationally recognized for its and drive and expertise, Burns & Wilcox is the flagship company within H.W. Kaufman Financial Group and North America’s leading independently owned insurance wholesale broker and underwriting manager. Burns & Wilcox makes securing coverage for the hard-to-place easy, with proficiency across a broad range of disciplines supported by our unrivaled brokerage and underwriting experts.
This is not your typical insurance company. Our employees do not get to work on the same thing day in and day out. When someone needs coverage for the unique, the unusual, or the unconventional, they come to us. Leave the mundane auto and life insurance programs to someone else. We’re specialists. Our employees deliver insurance for everything from kidnapping and ransom to high-speed racing boats, skyscrapers and professional athletes. We even insure extreme sporting events including world famous skiers and athletes performing mid-air twists and turns down a man-made snow hill in the warm streets of California. Our team can write, insure, and finance specialty insurance policies that other companies cannot handle. With over 40 offices across the US and Canada, we’re one of the largest independent wholesalers in North America.