Associate Commercial Mortgage Loan Analyst

Reinsurance Group of America Inc

Chesterfield, MO

JOB DETAILS
SALARY
$66,740–$94,800 Per Year
SKILLS
Accounting, Administrative Skills, Analysis Skills, Artificial Intelligence (AI), Asset Management, Banking Services, Business Administration, Commercial Loans, Communication Skills, Computer Skills, Conversation Engine, Customer Support/Service, Demographics, Documentation, Escrow, Finance, Financial Analysis, Financial Services, Incentive Programs, Insurance, Leadership, Legal, Loan Documents, Loan Policy, Loan Portfolio, Loans, Market Analysis, Microsoft Excel, Microsoft Office, Microsoft Product Family, Mortgage Lending, Office Management, Post Closing, Presentation/Verbal Skills, Problem Solving Skills, Property Insurance, Property Rentals, Real Estate, Reinsurance, Rental Listings, Rentals, Reporting Skills, Sales, Surveillance, Team Player, Time Management, Trend Analysis, Writing Skills
LOCATION
Chesterfield, MO
POSTED
30+ days ago

You desire impactful work.

Youre RGA ready

RGA is a purpose-driven organization working to solve todays challenges through innovation and collaboration. A Fortune 200 Company and listed among its Worlds Most Admired Companies, were the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

A Brief Overview

As a member of the Asset Management Team within the Real Estate Investments Division, job responsibilities include managing the day-to-day operations of a designated portfolio of loans, entering and verifying all property related information, operating statement and rent roll data, borrower financial information, market and submarket data, comparable rent, sales and capitalization rate information and any other relevant loan information. Team members assist the Regional Managers and Legal by collecting and reviewing all required asset management loan documents, leases, surveys, title policies, organization documents, etc. Team members review and complete all post-closing servicing requests, and other loan or property related items requiring information or follow-up with the borrower. Role includes completing all loan ratings, internal valuations, loan surveillance, and other special projects as required.

What you will do

  • Collect, standardize, record, and analyze borrower, property and operating information including by not limited to annual operating statements, rent rolls and borrowers personal financials for a dedicated portfolio of loans. Ensure timely delivery and entering of all necessary borrower provided documentation.
  • Complete annual rating process for assigned loan portfolio. Review and analyze borrower financials, property operating history, rent roll, market rental and occupancy data, location information, building characteristics and demographic information. Partner with the Chief Valuation Officer to determine appropriate cap rate and qualitative adjustments to conclude to a property value and overall loan rating.
  • Complete loan surveillance and all borrower requests including loan assumptions, assignments, escrow draws, partial releases, and tenant lease related activities by acting as the liaison between the borrower and Lender. Assist home office management in all special servicing related matters in the event of a loan default. Manages any WatchList loans. Assist the home office servicing manager with all payment, tax, and insurance related issues.
  • Research, review, and analyze market and submarket data and prepares periodic reports on both positive and negative trends.
  • Enter and verify all property related information, operating statement and rent roll data, borrower financial information, market and, submarket data, comparable rent, sales and capitalization rate information and any other relevant loan information for all new originations.
  • Maintain regular and predictable attendance.
  • Perform other job-related duties or special projects as required.

Qualifications

Education and Experience

Required:

  • Bachelors degree - Business Administration, Accounting, Finance, IT or related area of study
  • 2+ years of experience working in Commercial Real Estate, Insurance, Banking or Financial Services company

Skills and Abilities

Required:

  • General understand of basic financial concepts
  • Customer service oriented; responsive to requests from internal and external customers
  • Strong computer skills, including Microsoft Office products, excel
  • Strong analytical and issues resolution skills
  • Work effectively in a team environment
  • Strong oral and written communication skills
  • Strong time management skills as well as the ability to meet deadlines
  • Self-starter with leadership potential and ability to work on own

Preferred:

  • Knowledge of insurance company mortgage lending practices
  • Knowledge of mortgage loan valuation or software

#LI-MB1

What you can expect from RGA:

  • Gain valuable knowledge from and experience with diverse, caring colleagues around the world.

  • Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.

  • Join the bright and creative minds of RGA, and experience vast, endless career potential.

Were excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experiencewithout considering name, gender, or other personal detailsand provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Compensation Range:

$66,740.00 - $94,800.00 Annual

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.

About the Company

R

Reinsurance Group of America Inc