Sr. Consumer Credit Risk Data Analyst (Hybrid)

Hybrid * One day per week onsite * Locations: St. Cloud, MN or Las Vegas, NV

Compensation: $90-115K + Annual Bonus

Schedule: Monday-Friday | 40-45 hours/week | Strong work‑life balance culture

About the Role

Join a data‑driven, forward‑thinking financial organization where your expertise will directly shape credit strategy, risk mitigation, and business growth. As a Senior Consumer Credit Risk Data Analyst, you will take ownership of complex data initiatives, work with large datasets, build predictive models, and deliver insights that drive critical decisions.

This role is ideal for someone who loves solving analytical challenges, thrives on autonomy, and wants to make a measurable impact!!

What You'll Do

• Lead end‑to‑end analytical projects-from data collection and cleaning to modeling and insight delivery.
• Evaluate credit and fraud risk using advanced analytical techniques to support portfolio health.
• Develop dashboards and reporting tools using SQL, Tableau, SAS, and Excel to monitor performance and trends.
• Build predictive and statistical models to support credit strategies and loss prevention.
• Partner with cross‑functional teams, including underwriting and operations, to transform data insights into actionable business strategies.

What Makes You a Great Fit

Must‑Have

• Bachelor's degree in Business, Statistics, Mathematics, Economics, or a related field.
• 5+ years of experience analyzing large datasets and delivering complex data projects.
• Strong ability to communicate and present insights to business stakeholders.

Nice‑to‑Have

• Master's degree in a quantitative discipline.
• Experience with Python, Hive, or R.
• Background in financial services, banking, or credit risk.

Benefits & Perks

This organization offers a generous, competitive suite of benefits, including:

• Annual discretionary bonus
• Medical, dental, and vision insurance
• 401(k) match: 100% of employee contributions up to 5%
• Paid Time Off + 8 paid holidays
• Earned Safe & Sick Time (ESST)
• Paid maternity & paternity leave
• Donation matching + paid volunteer time
• Tuition reimbursement & student loan contribution program

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance.