Senior Underwriter - Agency | Non-Agency
Jobot
Queens, NY
JOB DETAILS
SALARY
$100,000–$120,000 Per Year
SKILLS
Analysis Skills, Cash Flow, Chinese Language, Communication Skills, Credit Reports, Credit Risk, Customer Support/Service, Documentation, English Language, Legal, Life Insurance, Loan Closing, Loan Documents, Loan Funding, Loan Origination, Loan Processing, Loan Review, Loans, Mentoring, Mortgage, Mortgage Lending, Multilingual, People Management, Presentation/Verbal Skills, Problem Solving Skills, Real Estate Sales, Regulations, Regulatory Compliance, Rentals, Risk Analysis, Sales Pipeline, Service Level Agreement (SLA), Spanish Language, Time Management, Underwriting, Vision Plan, Writing Skills
LOCATION
Queens, NY
POSTED
3 days ago
This Jobot Job is hosted by: Stephen Niedringhaus
Are you a fit? Easy Apply now by clicking the "Quick Apply" buttonand sending us your resume.
Salary: $100,000 - $120,000 per year
A bit about us:
We are a fast-growing, nationwide direct mortgage lender licensed in 49 states, specializing in a broad range of mortgage solutions including Prime Jumbo, Non-QM, DSCR (rental cash flow), and Agency loans. With in-house underwriting, doc preparation, and funding for loans up to $10 million, we are committed to providing fast, efficient, and transparent service for homebuyers, realtors, and investors alike. Our culture is built on honesty, integrity, humility, and exceptional customer service.
Being bilingual in English and Chinese is a strong plus!
Why join us?
- Competitive Compensation: Strong base salary + bonus potential tied to performance
- 401(k) with Company Match
- Comprehensive Benefits: Medical, Dental, Vision, Life Insurance
- Generous PTO & Paid Holidays
- Collaborative Work Environment: Join a fast-growing, nationwide team with a supportive culture
- Work-Life Balance: Remote flexibility with productivity-based rewards
- Advanced Systems: Access top-tier underwriting and processing technology
Job Details
Key Responsibilities
- Underwrite complex Jumbo, Non-QM, and DSCR mortgage loans per company, investor, and regulatory guidelines.
- Review and analyze loan files, credit reports, income documents, asset statements, appraisals, and other pertinent documentation to assess creditworthiness and risk.
- Work closely with loan officers, processors, and managers to ensure timely and accurate underwriting decisions.
- Apply sound judgment and risk assessment on loan exceptions and escalate as appropriate.
- Maintain high productivity while delivering consistent quality and meeting established service-level agreements (SLAs).
- Ensure all loan decisions are documented clearly and accurately in Encompass and adhere to compliance and audit standards.
- Provide guidance and mentorship to junior underwriters and processing staff as needed.
- Stay current on changes in investor guidelines, Non-QM and Jumbo product offerings, and industry regulations.
Qualifications
- 5+ years of recent mortgage underwriting experience, strongly focusing on Jumbo and Non-QM products.
- Expertise in high-volume underwriting environments, managing a large pipeline efficiently without sacrificing quality.
- Proficiency in Encompass loan origination software is required.
- DE (Direct Endorsement) or LAPP/SAR certifications are a plus, but not required.
- Deep understanding of investor guidelines, credit and risk assessment, and compliance requirements (TRID, RESPA, ATR/QM, etc.).
- Excellent analytical, problem-solving, and decision-making skills.
- Strong written and verbal communication abilities, with a focus on clarity and professionalism.
- Proven ability to work independently and meet deadlines in a fast-paced, high-performance environment.
- Bilingual in English, Chinese/Spanish is a strong plus!
If you are a Senior Underwriter and an expert in Agency/Non Agency and Non-QM underwriting, do not wait! Apply today and/or email your latest resume to https://jobot.com/apply/senior-underwriter-agency-non-agency/522811833?utm_source=Monster
Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.
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About the Company
J
Jobot
Jobot is on a mission to connect good people with good jobs. By combining AI-powered technology with the expertise of Jobot Pros, our experienced recruiters, we help you find career opportunities that align with your goals and values.
Founded in 2018 and employee-owned since 2024, Jobot is committed to fostering a culture of kindness, respect, innovation, and connection. As an industry leader, we’ve been recognized as a top workplace by Forbes, Fortune, USA Today, and Staffing Industry Analysts (SIA).
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COMPANY SIZE
100 to 499 employeesINDUSTRY
Staffing/Employment Agencies
FOUNDED
2018
WEBSITE
http://www.jobot.com