Senior Mortgage Underwriter
Jobot
Cranford, NJ
JOB DETAILS
SALARY
$100,000–$100,000 Per Year
SKILLS
Analysis Skills, Credit Analysis, Detail Oriented, Federal Housing Administration (FHA), Legal, Loan Conditions, Loan Regulations, Loan Structuring, Loans, Maintain Compliance, Mortgage, Multitasking, Problem Solving Skills, Risk Analysis, Sales Operations, Sales Pipeline, Sales Support, Service Level Agreement (SLA), Underwriting
LOCATION
Cranford, NJ
POSTED
3 days ago
This Jobot Job is hosted by: Stephen Niedringhaus
Are you a fit? Easy Apply now by clicking the "Quick Apply" buttonand sending us your resume.
Salary: $100,000 - $100,000 per year
A bit about us:
Wanted: Experienced Senior Mortgage Underwriter with active DE, SAR/LAPP, and strong Non-QM experience
** Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience **
We are adding a Senior Mortgage Underwriter to support both our Retail and Wholesale channels. This is a live-file underwriting role responsible for reviewing, decisioning, and clearing loans through Clear-to-Close in a fast-paced environment. We need a Senior Mortgage Underwriter with an active DE/CHUMS, LAPP/SAR, and very strong Non-QM underwriting experience.
Don't miss this great opportunity. Apply today. Interviews are going on now!
Why join us?
** Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience **
Competitive base salary - depending on experience and certifications
Full Benefits with 401(k)
Annual Bonus Option
Supportive culture, opportunities for learning, and accessible management!
Plus so much more...
Job Details
Key Responsibilities
- Underwrite Conventional, FHA, VA, Jumbo, Bond, and Non-QM loans
- Manage files from initial decision through Clear-to-Close (CTC)
- Exercise VA LAPP/SAR authority, including Notice of Value (NOV) issuance
- Underwrite Non-QM programs (Bank Statement, DSCR, Asset Utilization, ITIN)
- Analyze complex incom,e including self-employed borrowers
- Partner with Retail Loan Officers and Wholesale brokers
- Maintain SLA turn times while protecting credit quality
- Work with Loan Originators to restructure loans
- Respond to underwriting scenario desk inquiries
Required Skills & Experience
- 5+ years current front-line underwriting experience
- 2+ years hands-on Non-QM underwriting
- Active VA LAPP/SAR designation (required)
- Strong DU/LP and manual underwriting knowledge
- FHA DE certification
- Advanced self-employed income analysis skills
- Advanced rental income analysis skills
- Experience in Encompass or comparable LOS
- Ability to manage production pipeline independently
- Strong understanding of secondary market requirements
- Ability to respond to investors and government agencies to resolve deficiencies that may arise
- Team player with a strong commitment to customer service
- Excellent verbal and written communication skills
If interested, apply directly, and also feel free to email your latest resume and your desired base salary requirements to https://jobot.com/apply/senior-mortgage-underwriter/1368495152?utm_source=Monster
Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.
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About the Company
J
Jobot
Jobot is on a mission to connect good people with good jobs. By combining AI-powered technology with the expertise of Jobot Pros, our experienced recruiters, we help you find career opportunities that align with your goals and values.
Founded in 2018 and employee-owned since 2024, Jobot is committed to fostering a culture of kindness, respect, innovation, and connection. As an industry leader, we’ve been recognized as a top workplace by Forbes, Fortune, USA Today, and Staffing Industry Analysts (SIA).
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COMPANY SIZE
100 to 499 employeesINDUSTRY
Staffing/Employment Agencies
FOUNDED
2018
WEBSITE
http://www.jobot.com