Senior Fraud Analyst

At Mutual of America Financial Group, we help people build the assets they need to achieve greater financial security. Our Company is built upon a solid foundation of integrity, excellence, and social responsibility. We were founded in 1945 to provide small and mid-sized nonprofit organizations with pension and retirement-related services, along with leading customer support. Today, we provide these services also to for-profit companies, as well as to governmental entities, Tribal enterprises, institutional investors, and individuals. We work diligently to understand the needs of our customers so we can help them achieve their financial savings goals. We are committed to bringing talented and motivated people together to help our customers achieve a financially secure future.

Role Summary:

The Senior Fraud Analyst is responsible for detecting, investigating, and preventing fraudulent activities across financial transactions and accounts. This role involves analyzing data from various systems, identifying patterns, reviewing suspicious activity and implementing strategies to mitigate fraud risk while ensuring compliance with regulatory requirements.

Responsibilities:

• Monitor, analyze and investigate complex suspicious activity using various techniques, detection tools and systems.
• Investigate alerts and cases, gather evidence, document findings, and maintain records of any follow-up actions.
• Communicate with participants (customers) to discuss fraudulent cases and provide follow-up when needed.
• Collaborate with internal teams (Compliance, Legal, Operations) to resolve fraud cases.
• Prepare detailed reports on fraud trends, losses, and prevention measures.
• Conducts complex fraud investigations and link analysis that may include multiple subjects, incidents, and jurisdictions.
• Stay current on emerging fraud schemes and regulatory changes.
• Work closely with other teams to support Anti-Fraud Unit projects and initiatives.
• Assist with ad-hoc projects and tasks as needed.

Required Qualifications:

• Bachelor’s degree in Finance, Accounting, Criminal Justice, or related field.
• 4+ years of experience in fraud investigations, financial crime prevention, or equivalent.
• Strong analytical and decision-making skills with an attention to detail.
• Proficiency in fraud detection software and data analysis tools.
• Excellent written and verbal communication skills.
• Demonstrate a strong sense of urgency and can work in a fast-paced environment with a strong focus on risk management and client experience.

Preferred Qualifications:

• Certification in a relevant discipline such as CFE (Certified Fraud Examiner), CAMS (Certified Anti-Money Laundering Specialist) or equivalent law enforcement experience.

Core Competencies:

• Integrity and ethical judgment.
• Ability to work under pressure within time constraints and manage multiple priorities.
• Strong collaboration and stakeholder management skills.
• Ability to work well in a team environment.

What we offer you:

• Competitive base salary
• Comprehensive Benefits Package (medical, dental, and vision) that starts day one of employment
• 401(K) Match: Receive up to 6% of your pay (salary and incentive compensation) with 100% employer match on employee contributions.
• Parental Leave: 8 weeks fully paid
• Paid time off: 20 days plus two floating personal holidays

The salary range below describes the minimum to maximum base salary range for this role.  The role is also eligible for annual bonus, whereby total compensation may exceed this range depending on individual and / or company performance.

Base Salary Range: 

NYC: $79,200 - $118,800

Boca Raton, FL: $68,400 - $102,600

Mutual of America Financial Group provides equal employment opportunity to all qualified employees and applicants for employment regardless of race, color, creed, religion, sex, pregnancy, national origin, ancestry, citizenship status, age, marital or partnership status, sexual orientation, gender identity or expression, disability, genetic predisposition, veteran or military status, or any other classification prohibited by applicable law.