Senior Credit Manager
CFS
Livingston, NJ
Senior Credit Manager
Location: Livingston, NJ
Salary: $150,000-$170,000
Position Overview
The Senior Credit Manager is responsible for leading the organization’s credit and collections strategy across multiple business units. This role ensures strong credit controls, minimizes bad debt exposure, and aligns credit policies with overall business objectives. The position also serves as a key business partner to Sales, Finance, and Executive Leadership.
Why This Opportunity Stands Out
Executive-level visibility and direct impact on company financial performance
Lead and develop a high-performing credit and collections team
Work cross-functionally with Sales, Finance, and Operations
Influence credit policy, risk strategy, and customer portfolio health
Join a stable, performance-driven organization with long-term growth opportunities
Key Responsibilities of Senior Credit Manager:
Oversee the credit and collections function across multiple business operations
Develop, implement, and enforce strong credit policies to minimize risk and bad debt
Maintain delinquency at or below targeted thresholds (overall overdue target: 2.0%)
Direct credit approval decisions, including setting customer credit limits
Lead collection strategies and resolve high-risk or complex delinquent accounts
Recommend and manage bad debt write-offs and submission of accounts to external collection agencies
Monitor trends through data analysis and benchmarking against industry peers
Prepare and present monthly reporting to leadership on credit performance, A/R health, reserves, and risk exposure
Act as a strategic partner to Sales and Business Unit leaders, balancing revenue growth with prudent credit risk management
Drive process improvements, workflow efficiencies, and system enhancements
Develop and deliver ongoing training for the credit team on compliance, risk management, and best practices
Leadership & Team Management
Directly manage a team of eight (8) employees, including three (3) Team Leads
Foster a high-performance culture through coaching, performance management, and professional development
Qualifications of Senior Credit Manager:
10+ years of progressive experience in credit and collections
Background in commercial credit, preferably within a manufacturing or industrial environment
Bachelor’s degree in Finance, Accounting, Business, or a related field
In-depth knowledge of U.S. Bankruptcy Law, bankruptcy procedures, and credit risk exposure
Proven expertise in credit risk assessment, collections strategy, and financial analysis
Strong leadership, communication, and cross-functional collaboration skills
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#INDEC2025
MaxSalary: USD170000
MinSalary: USD150000
About the Company
CFS
Founded by CPA firms in 1994, Creative Financial Staffing has spent over 30 years helping job seekers and employers succeed. In fall 2025, we rebranded as CFS—a name that reflects our full range of expertise while staying true to the trusted company you know.
CFS is the industry’s leading employee-owned staffing firm, connecting top talent in accounting, finance, technology, and human resources. We provide skilled professionals on both a temporary and permanent basis across diverse industries, leveraging our extensive network to match the right people with the right opportunities.
Our dedication to excellence extends to our award-winning culture, recognized repeatedly for growth, recruiting, workplace environment, and employee support. Honors include Forbes’ “America’s Best Recruiting and Temporary Staffing Firms,” Staffing Industry Analysts’ top U.S. staffing rankings, FlexJobs’ Top 100 Companies for Remote and Hybrid Work, Top Workplaces USA, Newsweek’s Best Practices awards, and more.