SBA Loan Closer

GBank

Las Vegas, Nevada

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JOB DETAILS
LOCATION
Las Vegas, Nevada
POSTED
12 days ago
The SBA Loan Closer is responsible for all functions of processing and closing SBA Loan in compliance and adherence with SBA SOP, state and federal laws and regulations, as well as Bank lending policies and procedures. Review and understand Entity Documentation, Purchase Sale Agreements, Title Commitments and Prelims. Prepare Loan Documents in compliance and adherence with SBA SOP, state and federal laws and regulations, as well as Bank lending policies and procedures; Work closely with underwriters, brokers, and customers. Assumes responsibility for various department functions as necessary or in the absences of staff members. Promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. Some direct customer contact and cross-training for other positions within the SBA Department is to be expected.

ESSENTIAL DUTIES:
  • Upholds, at all times, the Bank’s Core Values of: Integrity, Respect, Positive Attitude, Empowerment, Accountability, and Excellence.
  • Delivers on the Bank’s tagline of “Your Best Banking Experience – Ever!” by reinforcing the application of superior customer service through own example along with appropriate follow through with involved customers and employees; actively participates in specific periodic meetings and presentations on this topic with all staff members.
  • Process and prepare SBA loan files for closing and funding. 
  • Prepare and order all reports and forms required by SBA SOP to close and fund loan.
  • Review and understand Entity Documentation, Purchase Sale Agreements, Title Commitments, Prelims. 
  • Assists Loan Officers, lending support staff, and other Bank personnel in resolving inquiries or issues relating to loan servicing. Processes, solves, and answers customer transactions, problems, or inquiries. Answers telephones, answers questions and directs callers to proper Bank personnel.
  • Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
  • Responds to inquiries or refers inquiries to the appropriate department or person and exhibits the necessary follow through with customers and/or staff involved.
  • Assumes responsibility for special projects; gathers data and prepares reports for Senior Management, audits, and other personnel. Processes, solves, and answers complex customer transactions, problems, or inquiries. Answers telephones, answers questions and directs callers to proper Bank personnel.
  • Develops and maintains a working knowledge of banking laws and SBA regulations by reading various publications and circulars; attends seminars and meetings with peers.
  • Other duties as assigned.
SUPERVISORY RESPONSIBILITY: The position of SBA Loan Closer is not responsible for the supervision of any employee(s).

MENTAL DEMANDS:
This position must be able to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.

MINIMUM REQUIREMENTS:
  • Bachelor’s degree (BA) or equivalent from an acceptable 4 YEAR college or university; or at least 5 YEARS of BANKING experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or credit review background. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be business or financial industry related.
  • Basic knowledge of title policies and related loan regulations such as RESPA, HMDA, and other Bank lending policies on loans to directors.
  • Basic knowledge of branch operation procedures, Bank products and services and have the ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
  • Excellent organizational and time management skills with basic skills in computer terminal and personal computer operation; host computer system; word processing, spreadsheet, and specialty software programs with intermediate typing skills to meet production needs of the position.
  • Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals; locate routine mathematical errors; compute rate, ratio, and percent, including the drafting and interpretation of bar graphs.
  • Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, speak clearly to customers and employees.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations and work with minimal supervision while performing duties.
  • Must be able to sit for extended periods of time, operate a computer, and telephone.
  • This position requires writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling, and reaching.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Management reserves the right to change this position description at any time according to business needs.


About GBank:

We began in 2007 as "Bank of George" when we opened our Las Vegas bank locations. George Washington's legacy is one of strong leadership, integrity, and dedication to community. As our foremost founding father, our namesake started something great back then. We believed a small community bank better served the needs of our clients in Southern Nevada. Though we have grown and now lend to businesses in more than 30 states, we still maintain two local branches and provide a high level of customized service to all our clients. GBank Financial Holdings Inc. (NASDAQ: GBFH) is the parent company for GBank. GBank conducts business nationally through its SBA lending activities and BankCard Services, LLC ("BCS") partnership. Launched in 2016, our FinTech Gaming Division is powering Sightline Payments Play+ Solution (https://sightlinepayments.com/) for seamless and secure pay and play that enables cashless, mobile commerce solutions for gaming, lottery, and sports betting ecosystems. This positions GBank as a financial leader in this new payments world. GBank also provides general commercial banking services with an emphasis on serving the needs of small and medium-sized businesses, high net worth individuals, professionals, and investors. The Bank offers a full complement of consumer deposit products and is focused on delivering a premium level of service.

About the Company

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GBank