Risk Compliance Officer II - Corporate Compliance
First Horizon Bank
Memphis, TN
JOB DETAILS
SKILLS
Analysis Skills, Auditing, Banking Regulations, Banking Services, Brokerage, Capital Markets, Certified Public Accountant (CPA), Change Management, Commercial Banking, Communication Skills, Corporate Compliance, Corrective Action, Detail Oriented, Due Diligence, External Audit, Facebook, Federal Deposit Insurance Corp (FDIC), Financial Services, Fixed Income Investments, Internal Audit, Interpret Regulations, Legal, Maintain Compliance, Marketing, Metrics, Microsoft Office, Mortgage, Presentation/Verbal Skills, Private Banking, Regulations, Regulatory Compliance, Regulatory Reports, Retail, Risk, Risk Analysis, Risk Management, Series 6, Small Business, Training/Teaching, Trend Analysis, Vendor/Supplier Management, Wealth Management, Writing Skills
LOCATION
Memphis, TN
POSTED
4 days ago
SUMMARY
The Risk Compliance Officer II is an intermediate role responsible for providing practical regulatory guidance to business partners and supporting the bank's Compliance Risk Management Program. This associate interprets applicable laws and regulations, assesses the design and effectiveness of internal controls, identifies and helps remediate issues, and contributes to governance reporting and regulatory exam readiness. The role partners closely with first line business associates, Legal, Operational Risk, Internal Audit, and external regulators to safeguard our clients, strengthen the control environment, and support safe and sound growth.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Interpret and apply federal and state regulatory requirements (e.g., consumer protection, fair banking/UDAAP, deposits/loans, privacy; BSA/AML if in scope).
- Provide clear, actionable guidance to first line associates on control design, disclosures, marketing, complaints, and client communications.
- Support regulatory change management activities, including obligation inventory updates, impact assessments, and implementation tracking.
- Contribute to the annual compliance risk assessment: document inherent risks, evaluate control effectiveness, determine residual risk, and recommend enhancements.
- Help define and track key risk indicators and metrics to monitor trends and emerging risks.
- Draft and maintain compliance policies/standards or procedure requirements; ensure alignment with regulatory expectations and internal policy frameworks.
- Develop and deliver targeted training and job aids to first-line associates and other stakeholders.
- Escalate material issues and emerging risks promptly with recommended risk-mitigating actions.
- Support compliance reviews of third parties in partnership with vendor management, including due diligence and ongoing monitoring.
- Analyze client complaint trends to detect potential UDAAP or control issues and recommend corrective actions.
- Build strong partnerships with line management, Legal, Operational Risk, and Internal Audit; provide credible challenge and influence outcomes.
- Performs all other duties as assigned
SUPERVISORY RESPONSIBILITIES
- No supervisory responsibilities
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
- Bachelor (4-year college) degree
- 2-5 years of Banking experience or equivalent combination of education and experience
- Previous experience in risk management, internal audit, compliance, or control testing preferred.
- Professional certification preferred (e.g., CRCM or equivalent).
- Familiarity with relevant banking regulations (e.g., FRB, CFPB, FDIC) and control frameworks preferred.
- Strong analytical skills and attention to detail.
- Excellent written and verbal communication abilities.
- Proficiency in MS Office Suite; experience with audit or risk management software is a plus.
COMPUTER AND OFFICE EQUIPMENT SKILLS
- Microsoft Office suite
CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)
None required
About UsFirst Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com .
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us Facebook
X formerly Twitter
YouTube
About the Company
F