Residential Loan Processor III
WSECU
Olympia, WA
JOB DETAILS
JOB TYPE
Full-time, Employee
SKILLS
ARM (Advanced RISC Machine), Broadband, Communication Skills, Condominiums, Detail Oriented, Documentation, Documentation Review, Fannie Mae (FNMA), Federal Government, Federal Housing Administration (FHA), Federal Laws and Regulations, Freddie Mac (FHLMC), Health Plan, Incentive Programs, Insurance Documentation, Life Insurance, Loan Conditions, Loan Origination, Loan Processing, Loan Review, Loans, Long-Term Care, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft PowerPoint, Microsoft Word, Mortgage, Mortgage Lending, Operations Processes, Organizational Skills, Presentation/Verbal Skills, Problem Solving Skills, Property Insurance, Real Estate Appraisals, Regulatory Compliance, Residential Mortgages, Sales Closing Skills, Tax Returns, Time Management, Underwriting, Vision Plan, Writing Skills
LOCATION
Olympia, WA
POSTED
Today
Your day might include:
Reviewing files for instructions from the assigned Loan Processor and Loan Officer as to how files should be set up and what exhibits needs to be ordered for the processing of the file
Ordering and reviewing third party documentation, including credit checks, title reports, appraisals, flood certifications, tax returns, verifications of employment/assets, condo documentation and homeowners insurance binders identifying and communicating any information that needs attention
Maintaining accurate file notes and LOS data entry
Organizing and reviewing documentation to clear loan conditions based on authority
Understanding and following compliance regulations according to WSECU Operating Procedures and Investor Guidelines, in addition to federal and agency regulations
Responsible for sending out Notices of Incomplete file to members in a timely manner
Consistently performing duties with attention to detail and with a sense of urgency and accuracy
Contributing to a positive work environment by adhering to WSECU's Code of Conduct and daily representing a "can-do" attitude
Acting as a change agent to continually improve the service, quality and efficiency of the Residential Lending Department
Performing other duties/tasks as assigned
What you bring to the team:
Minimum three (3) years of mortgage processing experience
Current working understanding FNMA, FHLMC, FHA, VA, WSHFC programs
Ability to obtain NMLS registration
Ability to troubleshoot complex mortgage loan file scenarios
Ability to balance a pipeline of purchases and refinances
Excellent oral and written communication skills and the ability to professionally communicate with staff and membership
Proficient in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
Experience and efficiency with loan origination systems and real estate calculators
Excellent attention to detail and organizational skills, critical thinking, decision-making and problem-solving skills
Bonus points if you have:
Bachelor's degree
Competitive pay: $30.47 - $45.70 per hour, dependent on relevant qualifications, plus an annual discretionary incentive plan and benefits package
The target starting pay for this position is $30.47 - $38.08 per hour, typically within the first half of the range. Actual offers will be based on individual qualifications relevant to the role and will not take an applicant's pay history into account.
The range above allows our employees room for growth through annual merit and other pay increase during their tenure in the position.
Where we're located: 330 Union Ave, Olympia WA. Employee must reside and perform all work in the state of Washington. This is a work from home/hybrid position with the exception of occasional on-site training, meetings and specific organization events.
Working from home/hybrid requirements:
Reliable, high-speed home internet connection
Private, confidential workspace, away from distractions and other people
Suitable desk/surface and desk chair
When you'd work: Monday - Friday, 8:30 am - 5:30 pm, full time minimum 40 hours per week, with scheduling flexibility to meet service needs for this non-exempt position
Perks: Here are a few benefits and perks we offer:
Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
Part-Time employees accrue general leave, on a monthly basis
11 Paid Holidays
Employer paid Long Term Disability & Long Term Care plan for Full-Time employees
Employer paid Long Term Care plan for Part-Time employees
401(K) with 8.5% Contribution by WSECU to begin 1st quarter after 1 year of service
Paid Volunteer Leave
Tuition Assistance
Employee Assistance Program & Employee Discounts
And, you get to work with some awesome people!
WSECU was named to the Forbes Best-In-State Credit Unionlist in 2025, making us the only credit union in Washingtonto earn this recognition five years in a row!
IND2
#LI-Hybrid
We look forward to reviewing your application!All applicants must include a resume.Visa sponsorship not available.Contact us at 360-754-2118 with any questions.
We champion our employees' unique differences because we believe diversity is critical to the success of our members and the communities we serve. We're proud to provide a workplace based on equality and do not discriminate based on race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law.
Accommodations are available for applicants with disabilities. If you are an individual with a disability and require a reasonable application to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact 360-754-2118 or email us for assistance.
Equal Opportunity Employer
We also proudly support veterans and those currently serving in the armed forces
About the Company
W