Loan Processor
Sparks Group
Jacksonville, FL
Sparks Group has partnered with a growing mortgage company to find Loan Processors. As the Loan Processor you will be responsible for processing DSCR and investor loans from initial disclosure through closing in a fast paced, metric driven environment. The ideal candidate will have 2 years of loan processing experience and is a driven go-getter looking to join a fast-growing firm. If you're looking for you're next opportunity, apply now!
Responsibilities:
- Manage the full lifecycle of DSCR and investor mortgage loans, from initial disclosure through final closing, while maintaining accurate records in the LOS and lender portals.
- Review, verify, and organize all borrower and property documentation to ensure files are audit-ready and compliant with investor guidelines and regulatory standards.
- Calculate and validate key metrics, including DSCR, rental income, and cash-flow inputs, to ensure accuracy and alignment with specific lender requirements.
- Proactively manage underwriting conditions and milestones by collaborating with loan officers, underwriters, and third-party vendors to resolve issues and expedite the clear-to-close.
Qualifications/Background Profile:
- 2+ years of mortgage loan processing experience
- Strong understanding of mortgage documentation, underwriting conditions, and closing requirements
- Experience working in a high-volume loan processing environment
- Demonstrated proficiency with wholesale broker portals
- Comfort with investor documentation, rental income, and cash-flow analysis
- Experience with DSCR or non-QM lending is a plus
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This job is Hybrid Remote.
We offer several comprehensive benefits package including health and life insurance, paid and unpaid time off, and retirement and savings plans to qualifying employees.
Download the Sparks Group mobile app from Apple App Store or Google Play.
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Sparks Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, pregnancy, citizenship, family status, genetic information, disability, or protect veteran status.
About the Company
Sparks Group
Bringing the Best People and the Best Companies Together Since 1970.
Sparks Group (formerly SPARKS, Sparks IT Solutions, and Sparks Personnel) is the Washington DC Area's leading temporary staffing and full-time recruiting services provider. Whether you are seeking your next opportunity or looking to add talent, Sparks Group is the ideal partner for you! Each of our four divisions (Sparks Office, Sparks Accounting & Finance, Sparks IT, and Sparks Creative) specializes in placing professionals in temporary/contract, temporary-to-full-time, and full-time roles across a diverse array of staffing categories, positions and levels including: office/administrative, customer service, human resources and talent acquisition, legal support, government and cleared personnel, mortgage/banking, accounting and finance, contracts and procurement, information technology and creative/marketing.
Sparks Group brings over four decades of experience placing professionals in challenging and rewarding positions at many of the area’s most prestigious organizations. Our primary focus is presenting opportunities that match each candidate’s skill-sets, experience levels, career objectives, and growth needs. Sparks Group has regularly ranked as one of the top US staffing and recruiting firms having been named to Inavero’s Best of Staffing Lists® for Client and Employee Satisfaction (2012-2017). Additionally, Sparks Group is proud to have been recently selected for other awards Staffing Industry Analysts’ 2017 Best Staffing Firms to Work For, Washington Business Journal Best Places to Work (2017), the Washington Post’s Top Workplaces® List (2017, 2014), Forbes® Best Professional Recruiting Firms (2017), and the National Capital Business Ethics Award.