Lending Assistant

Thorough knowledge of commercial, consumer and real estate loan documentation. Expertise in the perfection of security interest through collateral documentation. Extensive loan closing knowledge including commercial loans, commercial real estate loans, single family real estate loans, letters of credit and consumer loans. Working knowledge of lending regulations including but not limited to the Uniform Commercial Code (UCC), Home Mortgage Disclosure Act (HMDA), Truth in Lending, Equal Credit Opportunity Act (ECOA), Community Reinvestment Act (CRA) and Real Estate Settlement Procedures Act (RESPA).

Essential Duties and Responsibilities include the following:

Respond to customer inquiries on a wide range of Bank services such as account transactions, Money Market & CD rates, loan status inquiries and new account requirements.
Gather data and prepare loan worksheet approval for new loans and renewed loans for officer approval.
Prepare attorney real estate loan instructions for all loans, order title commitment or lien search, flood letters & gather information on appraisal order.
Review insufficient funds report on a daily basis and contact customers as well as prepare transfers or loan advances to cover insufficient accounts.
Prepare loan advances and pay downs at customers’ request.
Type wire transfers, stop payments and account transfer of funds.
Research loan exceptions and take necessary actions to clear.
Pull Credit reports & prepare credit denials for Credit department review. Pull loan reports weekly and at month end for officer.
Notarize documents.
Interact positively with other departments and offices of Plains State Bank to achieve a teamwork environment by maintaining external and internal customer service.
SBA loan experience a plus.