Homeowners Insurance Underwriter

Western Mutual Insurance Group

Irvine, CA

JOB DETAILS
SALARY
$70,000–$90,000 Per Year
SKILLS
Analysis Skills, Communication Skills, Detail Oriented, Insurance, Insurance Underwriting, Maintain Compliance, Mortgage Lending, Organizational Skills, Presentation/Verbal Skills, Profit & Loss, Property Insurance, Regulatory Compliance, Regulatory Requirements, Risk, Risk Analysis, State Laws and Regulations, Team Player, Underwriting, Writing Skills
LOCATION
Irvine, CA
POSTED
7 days ago

For more than 80 years, Western Mutual Insurance Group has provided reliable protection to homeowners throughout the Southwestern United States. Rated A (Excellent) by A.M. Best and consistently recognized among Ward’s Top 50 Property-Casualty Insurers, we are a financially strong and service-focused organization committed to disciplined underwriting and long-term success.

We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and renewal business in accordance with company guidelines while exercising sound underwriting judgment.

Key Responsibilities

  • Evaluate and underwrite new homeowners insurance applications to ensure compliance with underwriting standards.
  • Review renewal policies to assess continued eligibility, changes in exposure, and overall account profitability.
  • Partner with internal agents to provide underwriting guidance, feedback, and education on company standards.
  • Apply independent judgment to balance risk selection, retention, and profitability objectives.
  • Maintain current knowledge of regulatory and coverage variations across AZ, CA, ID, NV, UT, and TX.
  • Document underwriting decisions clearly and accurately within automated systems.

Qualifications

  • Minimum 2 years of direct homeowners/property underwriting experience (P&C background preferred).
  • Strong analytical and risk assessment skills.
  • Effective written and verbal communication skills.
  • Knowledge of multi-state regulatory requirements.
  • Proficiency with underwriting platforms and office software.
  • Detail-oriented with strong organizational skills and professional judgment.

What We Offer

  • Competitive base salary with performance-based bonus opportunity.
  • Profit sharing and 401(k) plan.
  • Comprehensive benefits including medical, dental, life insurance, LTD, paid time off, and holidays.
  • Tuition reimbursement and professional development opportunities.
  • Stable, team-oriented environment with a legacy of excellence.

Please submit your resume and salary requirement for consideration.           
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About the Company

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Western Mutual Insurance Group