Credit Risk Analyst - Lead

Peyton Resource Group

San Antonio, TX

JOB DETAILS
LOCATION
San Antonio, TX
POSTED
30+ days ago

Our client is seeking an experienced Credit Risk Analyst to support bank-wide credit risk initiatives, with a primary focus on credit card strategy and potential exposure to consumer lending portfolios. This role plays a critical part in protecting the organization’s financial strength by analyzing credit strategies, identifying risk, and delivering data-driven insights to leadership.

In this role, you will analyze large, complex datasets to evaluate credit strategies and ensure products and offers align with sound risk management practices. You’ll work independently once requirements are provided, leveraging advanced analytics to transform raw data into clear, executive-ready insights.
Key Responsibilities
  • Analyze credit strategies to ensure offers and products do not expose the organization to undue financial risk.
  • Evaluate credit card portfolios and strategies, identifying trends, risks, and opportunities for optimization.
  • Independently execute analytical work once business requirements are provided by leadership.
  • Write and execute SAS-heavy queries in a sandbox environment to extract, manipulate, and analyze data.
  • Utilize SQL and Python to support advanced analytics and data validation.
  • Summarize raw data into clear, concise insights and present findings to leadership using Tableau, Excel, or similar tools.

Required Qualifications
  • 5–9 years of experience in credit risk analytics, preferably within banking or financial services.
  • Strong hands-on experience with SAS (SAS coding assessment required during interview).
  • Proficiency in SQL and Python for data analysis.
  • Experience working with large, numerical, and analytical datasets.
  • Ability to work independently and manage analysis end-to-end once direction is provided.
  • Strong communication skills with the ability to present complex data clearly to senior leadership.
  • Banking experience strongly preferred.

About the Company

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Peyton Resource Group

Established in 2001, Peyton Resource Group is a solution-based staffing company that matches businesses with top talent for short-term, long-term or permanent needs. People are a business’s most valuable asset. Peyton Resource Group is dedicated to helping companies find the best talent, matching professionals with jobs where they will thrive. With locations in Dallas/Fort Worth, San Antonio and Austin, we are available to serve your staffing needs throughout Texas and across the country.
COMPANY SIZE
100 to 499 employees
INDUSTRY
Staffing/Employment Agencies
WEBSITE
https://www.prg-usa.com/