Credit Analyst

BancFirst

Edmond, OK

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JOB DETAILS
JOB TYPE
Full-time, Employee
SKILLS
Accounting, Agriculture, Commercial Banking, Commercial Loans, Communication Skills, Copying Machines, Credit Analysis, Customer Relations, Customer Support/Service, Data Analysis, Detail Oriented, Diversity, Document Scanners, Economics, Finance, Financial Analysis, Financial Ratio, Financial Statements, Interpersonal Skills, Keyboards, Loan Operations, Loans, Marketing, Microsoft Excel, Microsoft Office, Microsoft Word, Organizational Skills, Presentation/Verbal Skills, Problem Solving Skills, Request for Information (RFI), Risk, Sales, Sales Prospecting, Treasury, Writing Skills
LOCATION
Edmond, OK
POSTED
8 days ago

LOCATION

Onsite Position

1264 S. Bryant Avenue, Edmond 73034

Full Time:  8:00 a.m. to 5:00 p.m. M-F

 

 

HOURS

 

Full Time 

 

SUMMARY

 

Provide support to commercial banking staff in the on-going credit evaluation of existing and prospective customers.  The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria.  The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.

 

 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money

 

Generate financial ratios to evaluate a customer’s financial status

 

Preparing industry research

 

Preparing financial analysis memorandums

 

Preparing loan memorandums

 

Attending loan committee meeting 

 

Attending weekly sales meetings

 

Research, identification and development of prospects

 

Making customer and prospect calls

 

Developing information requests for credit and/or deposit and treasury service opportunities

 

Preparing term sheets for credit requests

 

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

 

 

REQUIREMENTS

 

Bachelor’s degree in Business, Marketing, Finance, Accounting, Agribusiness, or Agricultural Economics 

 

Excellent customer service skills

 

Strong communication skills, both verbal and written

 

Excellent interpersonal skills

 

Demonstrates an understanding of credit management, credit operations and commercial lending

 

Ability to perform in a highly sensitive environment and maintain confidentiality

 

High level of attention to detail, with strong problem solving and organization skills

 

Ability to perform effectively in a fast-paced environment

 

Working knowledge of Microsoft Office, especially Word, Excel

 

Complete all required compliance training by established deadlines

 

 

PHYSICAL REQUIREMENTS

 

Constant use of computer screens and reading of reports

 

Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile

 

Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear  

 

Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials

 

Regularly lift and/or move and carry up to 5 pounds 

 

Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $14 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
 EOE - BancFirst is an Equal Opportunity employer.

 

Diversity…Our differences enhance business performance.

About the Company

B

BancFirst

Oklahomans Banking Oklahoma

 

We're BancFirst. Unlike many banks these days, we've always been very clear on who we are and where we're going. Partly because we've never lost sight of where we came from.

 

First and foremost, we're proud to call ourselves an Oklahoma bank. In fact, our banking lineage goes all the way back to the Run of '89, so our roots go deep in Oklahoma soil. Over the years, BancFirst has grown from a confederation of community banks throughout the state, to a multi-bank holding company, to the largest state chartered bank in Oklahoma. Today, we have locations in small towns and large cities throughout the state.

 

When we say that we're an Oklahoma bank, we mean that our business identity has always been built around a commitment to Oklahoma and Oklahomans. That commitment has never changed and has brought us a great deal of success. Over the years it has developed into precepts that are at the very heart of our business philosophy.

 

  • We believe it's important to be actively, personally involved in the communities we serve: we participate.
  • We believe it's important to invest our resources in those communities: we keep Oklahoma dollars in Oklahoma.
  • We believe that prosperity flows from the honest effort put forth each day by each of us: we work hard.

 

There may be banks with more locations and banks with lots of offices in other states, but no bank anywhere can match our loyalty to Oklahoma. At BancFirst, we've always thought it was good business to put Oklahoma first. We still do.

 

As a prospective employee, it’s important that you understand the way we look at our business and our attitude toward our fellow Oklahomans.

 

You’ll Like Our Style

BancFirst's business "style" flows naturally out of who we are - Oklahomans. That means you can expect a friendly, helpful attitude when you work with us, as well as pride in the contribution we make every day to Oklahoma's prosperity.

 

It also means a natural preference for doing business up close and personal. While we've never been slow to take advantage of technological opportunities, we've also never lost sight of a basic banking truth: that ultimately, every banking relationship is a relationship between people. That's why so much of our business is built on long-term relationships with customers. We take the time to work with our customers at their places of business. That way, we can develop a first-hand understanding of their goals and ambitions. When you work with BancFirst, you can expect a genuine commitment to help you select the proper mix of financial tools to help you succeed.

 

Our Unique Structure Gives You Unique Advantages

Success is the result of careful decision-making which results from a forthright exchange of information. We've always believed that that kind of exchange is best made face to face, and that's why we've evolved the unique corporate structure that serves our customers so well. The BancFirst way is local empowerment: we place handpicked decision-makers in each of our banks and give them wide-ranging responsibility for their locations.

 

Our structure means you can count on access to capable professionals who have the authority to get things done for you promptly, without having to obtain approval from an out-of-state home office. That's true at every BancFirst location throughout Oklahoma, and that's not something every bank in Oklahoma can say.

 

Strength And Stability - Yesterday, Today, And Tomorrow

At the same time, we never lose sight of the fact that our asset quality is the bedrock of our success. With BancFirst, you can be confident that your business is backed by a bank with the capital strength to serve you over the long haul. We'll be here when you need us, with all the financial resources you'll need to achieve the goals you set for yourself and your business.

 

Service Is Our Top Priority

Every business poses a financial challenge that demands flexibility and responsiveness from its bank. We understand that you need quick action and unique solutions for your particular situation. In short, what you need from your bank is what you give to your customers: quality service.

 

To us, quality service is being available when you need us, with the answer or product that satisfies your need, so that you will be able to capitalize on opportunities and maximize your potential.

 

Excellence Is Standard

From the teller's window to the loan officer's desk, BancFirst has assembled a statewide network of decision-makers who pledge to give you a superior level of customer service.

 

BancFirst is a team of Oklahomans committed to banking Oklahoma today and tomorrow, just as we did yesterday.

 

Come to BancFirst and let us show you that "Oklahomans Banking Oklahoma" is more than just a slogan.

 

Our Services:

  • Personal Banking

Checking
Savings & Investments
Loans
Convenience Services

  • Commercial Banking

Checking Services
Commercial Lending
Cash Management & Electronic Banking
International Banking
Convenience Services

  • Online Banking
  • SBA Lending
  • BancTrust

Personal Trust
Employee Benefit Services
Corporate Trust
Investments
401(k) Login
Trust Custodian Login

 

We are always looking for hard-working, friendly people who are focused on quality customer service. Please contact us if you have skills that would be beneficial in the following areas:

  • Clerical
  • Management
  • Professional
  • Technical
  • Teller/Customer Service Representative

 

At BancFirst, we understand the importance of offering our employees competitive salaries, opportunities for advancement, and great benefits. If you’re interested in a career with us, we’d be happy to discuss with you in-person, our benefits, on-site amenities, company culture and work hours.

COMPANY SIZE
1,000 to 1,499 employees
INDUSTRY
Banking
FOUNDED
1989
WEBSITE
https://www.bancfirst.bank