Collections Representative

Date Posted: 03/16/2026

Hiring Organization: Rose International

Position Number: 498429

Industry: Financial Services

Job Title: Collections Representative

Job Location: Whiteville, NC, USA, 28472

Work Model: Onsite

Employment Type: Temp to Hire

FT/PT: Full-Time

Estimated Duration (In months): 13

Min Hourly Rate ($): 15.00

Max Hourly Rate ($): 15.00

Must Have Skills/Attributes: Call Center

Nice To Have Skills/Attributes: Collections

Experience Desired: High Volume Call Center (2+ yrs)

Required Minimum Education: High School Diploma or equivalent

**C2C is not available**

Job Description

Required Skills and Competencies: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• High school diploma or equivalent

• Call Center experience

• Good verbal and written communication skills

• Good decision-making and problem-solving skills

• Good time management/organizational skills

• Ability to utilize Microsoft applications, including Outlook, Word, Excel, Access, and PowerPoint

• Ability to work in a team environment

• Ability to work flexible schedule, including overtime as needed

Desired Skills:

• Previous customer service, collections, or sales experience

• Bilingual

Primary Purpose: Collect delinquent accounts in a timely, orderly and professional manner while following all standardized collections procedures. Make supervisor aware of problem accounts that may result in repossession, foreclosure, or charge-off.

Essential Duties and Responsibilities:

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Meet performance expectations for collection efforts for assigned accounts based upon individual goals and objectives, e.g., a minimum calls per day, contact percentage, promises/calls ratio, promises kept.

• Place or receive calls in priority order as established by management. Negotiate payment arrangements with clients to cure delinquency, evaluating ability and willingness to pay. Navigate and interpret various screens and relay information to clients accurately and professionally.

• Determine cause of delinquency and best course of action to assist delinquent customer.

• Document all collection efforts for each assigned account in accordance with established procedures, which may include using action and reaction codes, rescheduling feature, “scratch pad” entries, etc. in the collection system.

• Communicate collection efforts to branch lenders on assigned accounts in accordance with established standards, if applicable.

• Order updated credit bureau report or initiate skip tracing process in accordance with established standards.

• Review files from Loan Services in accordance with established standards, if applicable.

• Initiate deferrals on accounts based upon written policy guidelines.

• Communicate regularly with collections supervisor on status of problem accounts in accordance with established standards.

• Ensure that all delinquent accounts and assigned queues have been thoroughly worked according to standardized collection procedures.

• Ensure that appropriate letters are sent to debtors.

• Process customers’ payments through electronic draft, if applicable.

• Process account maintenance transactions according to established guidelines.

**Only those lawfully authorized to work in the designated country associated with the position will be considered. **

**Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client’s business needs and requirements. **

Benefits:

For information and details on employment benefits offered with this position, please visit here. Should you have any questions/concerns, please contact our HR Department via our secure website.

California Pay Equity:

For information and details on pay equity laws in California, please visit the State of California Department of Industrial Relations' website here.

Rose International is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender (expression or identity), national origin, arrest and conviction records, disability, veteran status or any other characteristic protected by law.
Positions located in San Francisco and Los Angeles, California will be administered in accordance with their respective Fair Chance Ordinances.

Rose International has an official agreement (ID #132522), effective June 30, 2008, with the U.S.
Department of Homeland Security, U.S.
Citizenship and Immigration Services, Employment Verification Program (E-Verify).
(Posting required by OCGA 13/10-91.)