CFO / Controller

The Controller / CFO is responsible for overseeing all financial operations of the company, providing strategic financial leadership, and ensuring strong controls, compliance, and reporting. This individual will partner closely with the CEO/President and leadership team to support profitable growth, optimize cash flow, and manage financial risk in a leasing-focused business model.

This role blends hands-on accounting leadership with higher-level financial strategy typical of a small, entrepreneurial organization.

Key Responsibilities

Financial Leadership & Strategy

• Serve as the senior financial leader for the company, advising ownership and executive leadership on financial performance, strategy, and risk
• Develop financial strategies to support growth, portfolio performance, capital structure, and profitability
• Prepare and present monthly, quarterly, and annual financial results, forecasts, and KPIs to leadership
• Support strategic initiatives such as new leasing programs, pricing models, and market expansion

Accounting & Financial Operations

• Oversee all accounting functions, including general ledger, accounts payable/receivable, payroll, and month-end close
• Ensure accurate and timely financial statements in accordance with GAAP (or other applicable standards)
• Manage lease accounting, revenue recognition, depreciation, residual values, and asset tracking
• Establish and maintain strong internal controls and accounting policies

Budgeting, Forecasting & Analysis

• Lead the annual budgeting process and rolling forecasts
• Monitor performance versus budget and provide variance analysis
• Develop cash flow forecasts and working capital plans
• Analyze portfolio performance, delinquency trends, and lease yields

Treasury, Cash & Capital Management

• Manage cash flow, liquidity, and banking relationships
• Oversee debt facilities, lines of credit, and lender reporting
• Support funding strategies, including credit facilities, investor reporting, or financing partners
• Optimize capital allocation and return on assets

Compliance, Risk & Governance

• Ensure compliance with tax, regulatory, and reporting requirements
• Coordinate with external auditors, tax advisors, and legal counsel
• Oversee insurance coverage and risk management programs
• Support audits, reviews, and lender examinations

Systems, Process & Team Management

• Evaluate and improve financial systems, lease management software, and reporting tools
• Streamline processes to improve efficiency and scalability
• Build, mentor, and manage a small accounting/finance team or outsourced partners
• Establish best practices suitable for a growing leasing organization

Qualifications

Required

• Bachelor’s degree in Accounting, Finance, or related field
• 8+ years of progressive experience in accounting or finance, ideally within leasing, asset-based finance, or a similar industry
• Strong knowledge of GAAP and financial reporting
• Experience managing cash flow, budgeting, and financial analysis
• Hands-on leadership style with the ability to operate at both strategic and tactical levels

Preferred

• CPA, CMA, or MBA
• Experience in equipment leasing, vehicle leasing, real estate leasing, or specialty finance
• Prior experience in a small or mid-sized company with broad financial responsibility
• Exposure to lender relations, credit facilities, or investor reporting