Credit Analyst II

CREDIT ANALYST II

Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s loan portfolio. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion for numbers and people? Let’s talk.

The candidate for this position will be responsible for:

• Analyzing and documenting risk components related to loan requests from customers.
• Analyzing financial documentation, including: cash flow statements, rent rolls, borrower financial statements and tax returns on commercial borrowers.
• Preparing loan approval reports and performing collateral reviews.
• Ensuring conformity with Fidelity Bank lending policies.
• Interacting regularly with Lending Officers and, as necessary, with customers.
• Complying with regulations, policies and standards of Fidelity Bank.
• Presenting to the Corporate Loan Committee.

Requirements for the position include:                                                                                  

• A Bachelor’s degree in a business-related field.
• Analytical ability with excellent attention to detail.
• Strong verbal and written communication skills.
• High level of competence regarding Microsoft Word and Excel.
• The ability to work late and/or flexible hours.

Preferred qualifications for this position include:

• Commercial, credit, and loan administration experience.

EO/AA Employer: Title VII/Protected Veterans/Disability Status