Our Banking Client in Fairfield, OH is looking for a Consumer Lending Underwriter to join their team.
Start Date: ASAP
Duration: 3 -4 months (possible Contract to Hire) Location: Currently will be remote, future could be onsite or a hybrid of onsite/remote work. Would prefer to be in their footprint (IN, OH, KY, IL)
This position will have direct responsibility to underwrite secured consumer lending products (Home Equity lines of credit, Home Equity term loans) across multiple states.
Provide superior customer service to both internal and external customers (Retail Banking Center Managers, Vendors, other internal departments, etc…)
Analyze consumer credit reports of real estate applications to evaluate risk and make appropriate credit decision for consumer loan products across multiple states, Markets, and geographic regions.
Review documents to support credit decision (verification of income, tax returns, personal financial statement, trusts and additional supporting documentation, etc…)
Reviews documents to underwrite within the stated Retail Lending Guidelines and applicable regulations (flood determination, property appraisals, property reports/title searches, and documents, etc…)
Verifies completeness and accuracy of credit applications.
Formulates and communicates credit decision to Retail Banking Centers for all applications (either approve, decline, or counteroffer) in compliance with established underwriting guidelines, compliance, and regulatory requirements.
Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job:
Minimum of 1 year consumer lending underwriting experience
Ability to interact with all levels of management and external customers
Strong attention to detail and level of follow up
Strong interpersonal, written, and verbal communication skills
Ability to manage multiple tasks and work independently in a team environment
Proficient with Microsoft Office programs such as Word and Excel
Help us improve CareerBuilder by providing feedback about this job:
Report this job
Report this Job
Once a job has been reported, we will investigate it further. If you require a response, submit your question or concern to ourTrust and Site Security Team
Job ID: 283007
privacy and protection,
when applying to a job online, never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction.Learn more.
By applying to a job using CareerBuilder you are agreeing to comply with and be subject to the CareerBuilder
Terms and Conditions
for use of our website. To use our website, you must agree with the
Terms and Conditions
and both meet and comply with their provisions.