Skip navigation
Unable to save this job. Please try again later.

{msg}

Email this Job to Yourself or a Friend

To begin the application process, please enter your email address.

Company Contact Info

  • San Antonio, TX

Already have an account?

Sign in to apply with your saved resumes.

New to CareerBuilder?

Don't have an account? Continue as a guest!

Sorry, we cannot save or unsave this job right now.

Report this Job

Trust and Site Security Team.

Don't miss out on new jobs!

Get the latest Mortgage Loan Officer jobs in San Antonio, TX delivered directly to your inbox. You can unsubscribe at any time.

Saving Your Job Alert

Job Alert Saved!

Could not save Job Alert!

You have too many Job Alerts!

This email address has reached the maximum of 5 email alerts. To create a new alert, you will need to log into your email and unsubscribe from at least one.

Sign Up

or   Sign In Here
Password Must Contain
• 
8 to 15 characters
• 
1 uppercase letter
• 
1 number or symbol
• 
1 lowercase letter
Cancel
Create an Account with CareerBuilder to save jobs & unlock these great features
See similar job titles and skills to help you make your next move
Upload a resume and become visible to Hiring Managers and Employers
Compare Salary Information to see where you stand amongst your peers
Easily Quick Apply to jobs with just one click!

Email Send Failed!

Mortgage Loan Officer

PenFed Credit Union • San Antonio, TX

Posted 10 days ago

Job Snapshot

Full-Time
Banking - Financial Services
Banking, Finance

Job Description

Consumer Direct Mortgage Loan Officer 

Summary

PenFed is hiring a Consumer Direct Loan Officer in San Antonio, Texas. The primary purpose of this job is to be a trusted advisor to our members, assist with the appropriate decision of mortgage or home equity loan for their unique needs. This position will be measured on their call to application conversion, pre-approval to full application conversion, collection of intent to proceed, including initial documentation and sales contract, application quality, member, and realtor satisfaction. Additionally, this position will be a collaborative team effort with mortgage operations teams to ensure PenFed meets the members’ desired closing date.   

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

  • Act as a trusted advisor to PenFed members and prospective membership, related to the purchase and refinance of their home or investment property.
  • Fully explain the mortgage process and set the right expectations of what the experience will entail. 
  • Promptly answer all phone calls and lead opportunities.
  • Serve as a member liaison to ensure the closing date is met. 
  • Initiate and maintain contact with members throughout the processing period to ensure PenFed has continued to meet their needs, conveying the appropriate level of urgency and professionalism so that all expectations are exceeded.
  • Identify any issues, which may affect ability to meet previously established conditions and dates in a timely manner. 
  • Complete the application over the phone for the member, provide electronic content, encourage use of e-consent to facilitate a timely closing of the loan, fully explain the loan estimate (LE), and obtain intent to proceed, and initial documentation.
  • Responsible for follow up on all pre-approvals to answer questions and provide advice.  
  • Contact existing or new realtor as the lender who will be assisting the member and provide your direct dial information.
  • Proactively work with the processor to obtain credit approval within established days of consent.  
  • Ensure all quality measures for the application are being met.
  • Provide sound mortgage advice to members regarding the advantages and disadvantages of different loan products, and pricing, and guidelines.
  • Learn and utilize assigned programs and technology to maintain regulatory loan documentation requirements.
  • Develop and maintain knowledge of Agency, Non-agency, VA and Home Equity lending policies and procedures.

Education and Experience

Equivalent combination of education and experience is considered.

  • High school degree and experience that provide the necessary skills and knowledge to satisfactorily perform the essential job functions is required. Associate’s Degree is preferred.
  • Minimum of two (2) years of residential mortgage lending originations experience with a focus on generating business is preferred.
  • Demonstrated understanding of mortgage processing, underwriting and closing procedures.
  • Knowledge of agency, non-agency, FHA, VA, and home equity lending guidelines.
  • Understanding of Federal Regulations governing Real Estate Lending.
  • Must be willing to work evenings and weekends.

Supervisory Responsibility

This position will not supervise employees. 

Licenses and Certifications

Must have an active NMLS license.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on-call may be required.

About Us

Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 1.8 million members and over $25 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico, Okinawa, and Portugal. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day.

Our mission isn’t simply to help our members get by. We exist to help them realize every ounce of their potential. We exist to educate, and to encourage. We exist to usher their dreams into the land of reality.

We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more.

Equal Employment Opportunity

PenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same.

PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 571-495-7921.

Job ID: 16946
Help us improve CareerBuilder by providing feedback about this job: Report this Job.
CAREERBUILDER TIP
For your privacy and protection, when applying to a job online, never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction. Learn more.
By applying to a job using CareerBuilder you are agreeing to comply with and be subject to the CareerBuilder Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.
Don't miss out on new jobs like this
Get the latest jobs delivered to your inbox. Unsubscribe at any time.

Saving Your Job Alert

Job Alert Created

Well, this is embarrassing. We are having trouble saving your search. You can try again or come back at a later time.

Maximum Email Alerts

This email address has reached the maximum of 5 email alerts. To create a new alert, you will need to log into your email and unsubscribe from at least one.

More Jobs at PenFed Credit Union

View All Similar Jobs View All Similar Jobs