0 suggestions are available, use up and down arrow to navigate them
What job do you want?

Mortgage Loan Officer job in Herndon at Xenith Bankshares, Inc.

Create Job Alert.

Get similar jobs sent to your email

List of Jobs

Apply to this job.
Think you're the perfect candidate?
Mortgage Loan Officer at Xenith Bankshares, Inc.

Mortgage Loan Officer

Xenith Bankshares, Inc. Herndon, VA Full-Time
Position Accountabilities

* Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third party information prior to approval.
* Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.).
* Prices loans and locks rates as per Company policy.
* Reviews returned applications and documentation for completeness, accuracy, and compliance.
* Runs AUS and reviews for findings and required documentation.
* Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources.
* Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
* Submits loan file allowing for stated turn times and works in conjunction with assigned Processor.
* Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines.
* Assists all parties including the Processor during the entire process.
* Meets or exceeds minimum production requirements.
* Attends all settlements when possible.
* Completes annual Business Plan and meets regularly with Sales Manager.
* Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to both private and government insured mortgages.
* Maintain a professional image and standards consistent with company policies and procedures.

Organizational Relationship

Reports to Sales Manager/Branch Manager

Position Qualifications

Education & Experience

* Minimum of 2 years loan officer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable.
* NMLS registration required

Knowledge & Skills

* Proven ability to read, write and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients.
* Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.

We are proud to be an EEO/AA employer, Minority/Female/Disability/Veteran. We maintain a drug-free workplace.

Recommended Skills

  • Communication
  • Loan Origination
  • Loans
  • Real Estates
  • Sales
  • Underwriting
Apply to this job.
Think you're the perfect candidate?

Help us improve CareerBuilder by providing feedback about this job:

Job ID: 2233817659

CareerBuilder TIP

For your privacy and protection, when applying to a job online, never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction. Learn more.

By applying to a job using CareerBuilder you are agreeing to comply with and be subject to the CareerBuilder Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.