Originating Loan Officer Assistant

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Position Summary:

• Review files for adherence to underwriting standards and ensure completeness of submission.
• Contact borrowers and/or mortgage brokers to collect necessary documentation and act as a liaison between origination staff, underwriters, and customers.
• Active MLO Licensing Required.
• Track key dates of transactions.
• Maintain customer contact to ensure follow-up of the loan application.
• Manage client and referral partner databases.
• Answer customer inquiries relating to locked status and loan application status to ensure quality customer service.
• Resolve file problems, bottlenecks, and qualifying issues throughout the production and underwriting process.
• Provide administrative support in the collection and preparation of submitting loan applications with supporting documentation to processing.
• Coordinate, create, track, and distribute marketing materials.
• Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer to be performed by Loan Officer Assistant.

Tasks include marketing, database management, and sending and collecting 1003, disclosures, and supporting documentation from customers for completion and signatures. Assisting through the production and underwriting process. Preparing and submitting loan applications to processing, resolving file issues, conversations with customers, vendors, and referral partners. High level of file management and client and referral partner conversations including rate, status, and qualifying issues. May perform all Loan Officer duties including, but not limited to:

• Acting as the primary point of contact for the customer and keeping the customer informed throughout the process.
• Obtaining an accurate and thorough 1003.
• Analyzing the customer’s credit and financial scenario, determining appropriate loan product(s), and obtaining accurate AUS findings.
• Pricing a profitable loan and communicating fees to the operations team.
• Quoting rate and making commitments regarding locking to the customer.
• Disclosing the initial 1003 and disclosures to the customer according to regulations.
• Collecting supporting documentation from the customer.
• Discussing product features with the customer.
• Submitting a viable loan to processing.
• Reviewing HUD-1 to ensure fees and cash at closing are consistent with the commitment to the customer.
• Marketing to referral sources to generate leads and loan production.

Requirements:

• 2 - 5 years of experience.
• 5+ years of experience.

Guild offers a pleasant work environment, competitive compensation, and an excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD, and 401(k) with an employer match.

Guild Mortgage Company is an Equal Opportunity Employer.

Target Salary Range: ___ - ___
This position offers eligibility for incentive compensation.