US
0 suggestions are available, use up and down arrow to navigate them
What job do you want?

Credit Underwriter - Job ID: 426 job in Arlington at Kapitus

Create Job Alert.

Get similar jobs sent to your email

List of Jobs

Apply to this job.
Think you're the perfect candidate?
Credit Underwriter - Job ID: 426 at Kapitus

Credit Underwriter - Job ID: 426

Kapitus Arlington, VA (On Site) Full-Time
Company Mission:

Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses the financing they need, when and how it is needed. We have spent the past 16 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.

Position Summary:

The Credit Underwriter II will underwrite all new merchant applications to ensure compliance with underwriting guidelines and risk standards.

Credit Underwriter responsibilities are:

  • Responsible for full cycle underwriting of assigned small business financing
  • Determine the ability of the merchant to repay financing based on analysis of the client’s cash flow statements, credit reports, and other financial information
  • Perform detailed financial analysis on the small business and interpret the financial information to determine credit quality and cash flow adequacy
  • Perform comprehensive background checks on co-owners, guarantors, and individuals to combat against potential fraud
  • Provide recommendations for approval, or declines of merchant applications
  • Communicate decisions effectively in both verbal and written communication
  • Perform other due diligence as needed to determine the creditworthiness of a small business owner
Qualificationsand Experience:
  • Bachelor's degree in finance, accounting, business, or comparable area of study
  • 4+ years’ experience working in a financial institution underwriting small/medium size businesses
  • Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, credit reports, and other financial documentation.
  • Proficient in various spreadsheet, word processing, and CRM applications
  • Solid knowledge of credit principles, lending operations, loan research, and general credit policies
  • Team player with the ability to take the initiative
  • Detail oriented and the ability to work well under pressure
  • Strong analytical, interpersonal, and presentation skills
Kapitus Benefits:
  • Competitive Base Salary ((Dependent on experience level and geographic location) $55 – 85K
  • Incentive eligibility based on KPI’s and quality results
  • Medical, Dental, and Vision Coverage
  • 401K with company match
  • Company provided Life Insurance
  • PTO
  • Tuition Reimbursement Plan


Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence.

Recommended Skills

  • Accounting
  • Analytical
  • Attention To Detail
  • Cash Flow Statements
  • Communication
  • Credit Reports
Apply to this job.
Think you're the perfect candidate?

Help us improve CareerBuilder by providing feedback about this job:

Job ID: g34x6ng

CareerBuilder TIP

For your privacy and protection, when applying to a job online, never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction. Learn more.

By applying to a job using CareerBuilder you are agreeing to comply with and be subject to the CareerBuilder Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.