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Senior Credit Analyst -Central Houston

Rekruiters Houston Full-Time
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Position

This position resides in the Credit Risk Management department of the company. The Credit team is responsible for the management of all aspects of the credit risk mitigation effort including researching and analyzing new and existing counter parties to determine appropriate levels of exposure, negotiating and structuring of contracts and credit support arrangements, and monitoring and reporting of credit exposures and events.  This position reports to the Head of Credit.

Main Responsibilities

  • Perform financial statement analysis in order to assess the creditworthiness of trading and retail counter parties and make recommendations as to appropriate tenor and credit limit.
  • Review credit requests for extended or new terms and propose appropriate course of actions to commercial leads based on the company's credit policy.
  • Present financial analysis and credit modelling results to management as part of credit approval process.
  • Actively involved in the negotiation of credit terms in master trading and retail agreements.
  • Actively involved in the negotiation of credit terms in structured transactions including but not limited to lock-box arrangements, lien based structures, depository control agreements and other commodity financing structures.
  • Actively involved in the negotiation of Energy Management Agreements
  • Monitoring, investigation and reporting of limit breaches.
  • Actively involved in the management of a credit portfolio and expected to identify and analyze portfolio changes, events and analytics to upper management
  • Providing timely response to internal and external credit risk queries.
  • Vet all customers from a Know Your Customer (KYC) perspective
  • Perform other job-related duties as assigned

Experience Requirements

Technical Requirements:

  • Minimum 5+ years’ experience in managing counter party credit risk, preferably related to energy industry transactions.  Training through a banking credit analysis program is helpful.
  • Working knowledge of financial and physical energy trading markets; ISO markets and retail electricity & natural gas markets are preferred.
  • University graduate in an analytical field (e.g. – accounting, finance, mathematics, etc.)
  • Good financial modelling skills and ability to deftly use excel.
  • Good understanding of business processes, controls and documentations.
  • Good understanding of systems, data management, analytics and data visualizations
  • Excellent written and verbal communication skills  Ability to articulate and present to senior management
  • Strong attention to detail and confident in asking questions
  • Highly motivated and enthusiastic and able to respond to changes in priorities
  • Confident and articulate team player
  • Good and broad understanding of credit risk management in the energy space

Leadership Requirements:

  • Highly Confident, articulate individual who is a team player and work well with other desk.
  • Ability to prioritize task and be able to respond to changes in priorities
  • Ability to explain complex ideas in a cohesive, crystal-clear manner
  • Highly motivated, self-sufficient and enthusiastic individual who has strong desire to grow within Company.

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For more information on this job: https://rekruiters.com/jobs/

Rekruiters has been named by business journals as one of the best places to work.

For all of our consultants, we offer benefits such as weekly pay, health insurance, 401k and even profit sharing to our consultants.

Corporate:

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4487

Credit and Collections

Recommended skills

Banking
Finance
Trading
Accounting
Financial Statement Analysis
Modelling Skills
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Auguest, 2016 – Now ranked one of the fastest growing companies based in Houston – Houston Business Journal

June, 2016 – Now Ranked one of the largest direct hire staffing firms in Houston – Houston Business Journal

Rekruiters specializes in placing contract, contract to hire and direct hire individuals.  We also keep our costs low so we can offer our consultants higher rates than the competition and charge our clients less than the competition. We still offer our consultants 401k, healthcare benefits, and even profit-sharing. We do this because we think a happy consultant will make a happy client. We also think if we pay better than the competition, and take care of our consultants with other benefits, we’ll have our pick of the best consultants.

We believe we offer unparalleled experience in search with the most experienced management team, the best training, and the right approach to staffing through specialization.

The founders of Rekruiters began in the industry over twenty years ago and created Rekruiters because they wanted to build a “People First” organization focused on Quality, Speed and Delivery. We have several specialized practices which allow us to deliver higher quality candidates much faster than the competition.

In addition, we focus on building a “People First” business. Business Journals have named us one of the best places to work based on our employee focus. To us, “People first” means we flip the organizational chart upside down. Management works for employees and our employees work for our candidates and clients. This upside down pyramid approach is core to our culture. Managers and our account management teams work together to make the right decisions for their companies’ futures. Recruiters and Candidates work together to make the right decisions for the candidate’s careers.

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