At Wells Fargo, we want to satisfy our customersâ financial needs and help them succeed financially. Weâre looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where youâll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wholesale Banking provides financial solutions to businesses across the United States and globally.Â Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital.Â We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.
Commercial Banking provides local service and decision-making, a comprehensive suite of products, and industry expertise to serve the diverse financial needs of Business Banking, Middle Market, and Government and Institutional Banking customers. Commercial Banking is structured with three regions, East, Central and West, in addition to a Specialized Industries group and Chief Operating Officer Team. The Commercial Banking team is comprised of experienced and accomplished relationship managers and industry specialists working together to bring the full range of Wells Fargoâs services to customers from offices across the United States and Canada.
The Portfolio Manager 2 is a senior level position focused on managing a large and/or very complex credit portfolio of middle market account relationships within the Regional Commercial Banking Office (RCBO). General responsibilities include working with senior management, relationship managers and credit to originate, monitor and grow middle market relationships. Specifically accountable for credit underwriting and origination, portfolio monitoring, renewals and annual reviews, coordination of pricing, and for revenue growth, cross-sell and relationship profitability. Manages and promotes the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements. Works with clients directly to understand credit needs and represents the bank in developing and maintaining client relationships. May or may not have revenue generation goals. May periodically assist with office risk management duties and managing overall account relationships. Responsibilities may also include training, supervision and/or mentoring of analysts or junior portfolio managers.
Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unitâs risk appetite and all risk and compliance program requirements.
As a Team Member Manager, you are expected to achieve success by leading yourself, your team, and the business. Specifically you will:
â¢ Lead your team with integrity and create an environment where your team members feel included, valued, and supported to do work that energizes them.Required Qualifications
â¢ Accomplish management responsibilities which include sourcing and hiring talented team members, providing ongoing coaching and feedback, recognizing and developing team members, identifying and managing risks, and completing daily management tasks.
- 5+ years of account relationship management experience, credit underwriting management experience, or a combination of both
- Experience negotiating interest rates, price, terms, and collateral requirements
- Underwriting experience including advanced commercial or specialty group relationship portfolio credit
- Knowledge and understanding of commercial and specialty group banking products and services
- Solid knowledge and understanding of credit policy, loan servicing, risk management, and group underwriting requirements
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Master Of Business Administration (Mba)