About Working at Commerce
Wouldn’t it be great to build your career at a bank that’s known for helping people with their financial challenges? That’s exactly what you’d be doing when you join the team at Commerce Bank. We’re looking for teammates who are ready to do whatever it takes to help our customers with their everyday financial needs. You’d be helping yourself too, because Commerce has a tradition of recognizing and rewarding team members for their talent, skills and contributions.
No wonder we’ve been an industry leader for over 150 years and have developed a reputation as a great place to work in the financial services world. If you’d like to be a part of a team and culture that is respected by its peers and in your community, we should talk. We’re always looking for the best and brightest.
About This Job
As a Mortgage Banker, you'll be responsible for the origination of first mortgage residential loans for inclusion in the Bank’s portfolio and/or sale on the secondary mortgage market as well as responsibility for the modification and refinance of current loans in the Bank’s portfolio.
Originate first mortgage residential loans for inclusion in the Bank's portfolio and/or sale on the secondary mortgage market
Originate modifications and refinances of current loans in the Bank's portfolio
Coordinate production with centralized processing center and other parties necessary to facilitate loan closings
Quote and negotiate mortgage loan pricing to current customer base, prospective customers and general public
Proactively initiate contact with realtors, builders, and the general public to generate business
Develop and deliver presentations
Achieve stated production goals of mortgage origination with limited supervision
Perform other duties as assigned
Knowledge, Skills & Abilities Required
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
Comprehensive understanding of guidelines, documentation, regulations and requirements of mortgage lending programs and products
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Basic level proficiency with Microsoft Word, Excel and Outlook
Education & Experience
Bachelor’s degree in Business Administration or equivalent combination of education and experience required
2+ years experience in the origination of conventional mortgage loans, including portfolio loans and loans for sale to other secondary market investors required
Experience in FHA/VA and other agency lending programs is preferred
For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.
For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.
Location: 6305 W. 135th Street, Overland Park, Kansas 66223
Attention To Detail