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Risk Analyst

Check Into Cash Atlanta Full-Time
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Overview

About Our Company:

Explore exciting opportunities in fast pace and ever changing alternative lending space. Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, credit solution.  We provide on-line and In-store loans to customers through a variety of products and services.

Role Description:

Analyze internal and external data in order to provide management with informed and well-defended recommendations on how to extend loans quickly and profitably both on-line and in-store. Develop new tools, leverage a variety of statistical techniques, and explore new sources of data that will help identify new customers, drive revenue growth, reduce fraud and credit losses.  



Responsibilities

  • Develop credit policy across the loan life cycle.
  • Identify opportunities to increase customer acceptance.
  • Optimize the application traffic to growth revenue and manage credit and fraud losses.
  • Work closely with members of the Data Warehouse, Model Development team and Decision Support teams in order to facilitate the creation of accurate, meaningful data for business analytics.
  • Work across different functions to support new product roll-outs.
  • Ensure all statistical tools and decision processes are performing as expected.
  • Staying current on trends in the lending industry as well as the legal, compliance and market related issues.
  • Develop a strong understanding of the customer needs.
  • Work with multiple functions in order to develop product decision processes that will be implemented across multiple system platforms.
  • Leverage technology to improve efficiencies of the application process as well as develop new business opportunities.
  • Must be committed to continuous self-improvement and learning about data and analytics in the lending industry.


Qualifications

  • BS or Master’s degree in Economics, Statistics or other quantitative field with 2 or more years of experience in a quantitative analysis roles.
  • Must have 5+ years of experience in developing credit policy or models.
  • Must be able to demonstrate that they understand how to apply analytics to drive credit product profitability.
  • Must be able to work across multiple functions.
  • Experience with statistical modeling packages such as SAS, R or SPSS.
  • Proficient in using the output of econometric or statistical modeling techniques (Linear/Logistic Regression, Two-Stage Models, Nested Logit, etc.) to draw conclusions from available data.
  • Strong communication and interpersonal skills with the ability to present conclusions and methodologies across a wide range of audiences.
  • Strong problem solving and conceptual thinking abilities.
  • Must be able to incorporate changes and new trends in the industry into the product decision processes.
  • Experience in handling multiple concurrent projects.
  • Ability to translate analytical findings into actionable, customer strategies which will have a measurable impact on business.
 

Skills required

Settlement
Loan Servicing
Finance
Accounting
Assets
Credit Analysis
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Job ID: 2019-2067

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Check Into Cash is a national leader in short-term credit solutions. We offer everything from online payday loans to walk-in bill pay. Check Into Cash surely is your one-stop money shop!

Check Into Cash offers many services, including: Payday Advances, Cash Advances, Title Loans, Title Pawns, Check Cashing, Western Union, bill pay services, and reloadable U.S. Money Cards in their centers, as well as Payday Loans and Installment Loans online. Check Into Cash truly is your One Stop Money Shop®.

Our company is also a founding member of the Community Financial Services Association of America (CFSA), the nation’s trade organization for the short-term loan industry. The CFSA enforces compliance, best practices, and works with state legislators and federal consumer groups to promote responsible legislation in an effort to balance the needs of customers with the interests of the industry. Check Into Cash believes in full disclosure of our services and truthful advertising.

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