Structured Finance Analyst

On our path to becoming the world’s favorite way to shop, we’re assembling an unparalleled global talent network, accelerating individual careers, and disrupting entire industries. We are on a mission to liberate humanity from all the meaningless time spent managing their purchases and finances, so they can do more of what they love. We’re in search of global talent eager to embrace our atmosphere and defy their own expectations.

Since 2005 Klarna has been on a mission to revolutionize the retail banking industry. With over 150 million global active users and 2 million transactions per day, Klarna is meeting the changing demands of consumers by saving them time and money while helping them be informed and in control. Over 450,000 global retail partners, including H&M, Saks, Sephora, Macys, IKEA, Expedia Group, and Nike have integrated Klarna's innovative technology to deliver a seamless shopping experience online and in-store. Klarna has over 6,000 employees and is active in 45 markets.

Klarna strives to become the world’s favorite way to buy, and you can contribute to reaching this goal! We are looking to hire great people, who are passionate about using their talents to generate success. Analytics is no exception and we are currently looking to grow our Treasury team to satisfy the company’s ever-increasing need for complex problem solving and data-driven decision making.

Who We Are

Klarna’s Treasury is responsible for providing Klarna with the right amount of funding and capital to meet our planned growth while managing liquidity and financial risks. Within Treasury, Capital Offloading is responsible for structuring and selling Klarna’s receivables. In this role you will be part of the full transaction flow from identifying the opportunities, structuring the trade, and executing on it. We are working with all tools available from Securitization and alternative structures to partnerships.

Who You Are

Above all we are looking for someone ambitious and with significant drive! We need problem solvers, initiative takers, people that see opportunities and potential to improve. You should be passionate about your job and enjoy a fast-paced international working environment. You should be comfortable communicating with senior stakeholders and explaining complex analyses in understandable terms. You like working in a close-knit team where close cooperation is the norm. At Klarna we embrace change, you should dare to challenge the status quo and be persistent in doing so.

• Analyze credit portfolios and generate ideas for new transactions
• Structure and execute transactions
• Pricing of those transactions
• Follow up on performance of existing transactions
• Develop new balance sheet optimization strategies

• a university degree within science, engineering, mathematics, business or economics
• a strong interest in the financial markets and how they work.
• 3+ years’ in structured finance work experience
• strong financial and credit portfolio modeling skills
• experience working with large datasets
• capacity to draw insights and actionable conclusions from data
• strong conceptual and problem solving ability, strong attention to detail
• nice to have would be experience automating BAU processes

Please send us a CV in English.

What we offer:

Diversity & Community

With our diversity of skills, perspectives, and backgrounds, we can create, innovate, and disrupt like no other. Diversity is part of who we are, and essential to our success.

Ownership & Impact

Here, every voice matters. We’re organized into hundreds of small teams, each run like a start-up, focused on their own problem-space.

Trust & Collaboration

Successes and failures are won together at Klarna in a melting pot of teams. Win, lose, and learn, we’re on this path together.

If you love what you do, you should love where you do it. We appreciate that everyone’s different and has their own preferences of where and how to work. We genuinely believe in the power of regular face-to-face interactions in building close connections with our teams, but we also strongly believe people can work effectively remotely. This means that combining both is the key to success.

At Klarna, you can choose between working from the office, remotely within your employment country, or even outside of it for up to 20 working days per year. Flex it up!

We take a very Swedish approach to benefits. Support for parents, health and wellness perks—we’ve got you covered.

It is our commitment that every qualified person will be evaluated according to skills regardless of age, gender, identity, ethnicity, sexual orientation, disability status, or religion. Please refrain from including your picture and age with the application.