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Merchants Bonding Company (Mutual)

Private Insurance

Merchants Bonding Company is the 15th largest surety writer in the United States (SFAA May 2017), with an over 80-year reputation for consistency, common sense underwriting, and customer service. It is not a coincidence that more than 20% of our top producing agents have partnered with Merchants for more than 25 years. Strong, long-lasting relationships are what we seek out, cultivate, and maintain.

Merchants has achieved an "A" (Excellent) rating or better with A.M. Best for 60 consecutive years (Best's Review, July 2017. See A.M. Best's Website for explanation of ratings.)

Merchants Bonding is unique because our focus is almost exclusively on surety. Unlike other insurance companies with multiple lines of business, Merchants has honed its expertise in contract and commercial surety bonding.


We offer competitive salaries, 401(K) plan, insurance benefits, paid time off, tuition reimbursement, a fitness facility, and an excellent working environment. Merchants Bonding Company is an equal opportunity employer.

Career Opportunities

Merchants Bonding Company is a fourth generation mutual company founded in 1933. Merchants now operates in all 50 states and is the 15th largest surety writer in the U.S. Its headquarters is in West Des Moines, Iowa, along with offices in Phoenix, Arizona; Los Angeles, California; Chicago, Illinois; Kansas City, Kansas; Austin and Dallas-Fort Worth, Texas; Seattle, Washington; and Denver, Colorado. Merchants has been rated "A" (Excellent) with A.M. Best for 60 consecutive years and provides excellent surety bond underwriting and underwriting services to more than 2,500 agents.

Merchants Bonding Company has a stable business philosophy, a family work environment, and a focus on making a difference in the community. We have more than 100 employees in the areas of Underwriting, Customer Service, Claims, Information Technology, Accounting, Marketing, Compliance, Human Resources, and Summer Internships. Our tradition is to work hard, provide service that is second-to-none, and demonstrate to our employees that we value their efforts.