Skip navigation

Cottonwood Financial

Private Retail Banking - Financial Services Credit - Loan - Collections 1,000 - 2,500 Employees Headquartered in Irving, TX 17 Active Jobs

Founded in 1996, Cottonwood Financial is one of the largest privately held retail consumer finance companies in the United States.  We have 340+ locations, under our Cash Store brand, across the country.  Through this national brick-and-mortar footprint, we provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.

Key Company Facts

  • Profitable every year since inception
  • Company has zero debt - growth is funded through internally generated capital
  • Locations are 100% company owned – no franchises
  • Named multiple times to the Inc. 5000 list of America's fastest-growing private companies
  • Named multiple times to the Dallas 100 list of the fastest-growing private companies in North Texas


The US consumer finance industry has
annual revenues exceeding $40 billion. Retail consumer finance companies serve
a diverse mix of consumers who are seeking short-term cash loans as a low cost
alternative to costly bounced-check fees, late payment penalties, and other
less desirable short-term credit options.  

Current Product Mix

  • Installment Loans
  • Title Loans