Cash Store, a Cottonwood Financial brand, is one of the largest privately held retail consumer finance companies in the United States. Founded in 1996, we have 340+ company-owned locations across the country. Through this national brick-and-mortar footprint, we provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.
Key Company Facts
Profitable every year since inception
Company has zero debt – growth is funded through internally generated capital
Locations are 100% company owned – no franchises
The US consumer finance industry has annual revenues exceeding $40 billion. Retail consumer finance companies serve a diverse mix of consumers who are seeking short-term cash loans as a low cost alternative to costly bank fees, late payment penalties, and other less desirable short-term credit options.