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Aflac is a leading provider of insurance sold on a voluntary basis at the worksite in the United States and the largest foreign insurer in Japan. Insuring more than 40 million people worldwide, Aflac is the principal subsidiary of Aflac Incorporated, an international holding company based in Georgia. At year-end 2002, the corporation's total assets were more than $45 billion, with annual revenues of more than $10.3 billion. A Fortune 500 Company, Aflac is a leading writer of voluntary insurance coverage marketed at the worksite in the United States, offering policies to employees at more than 270,000 payroll accounts. Aflac Incorporated was included in Fortune magazine's list of "The 100 Best Companies to Work For in America" for the eighth consecutive year. In August 2005, Aflac was included in Fortune Magazine's list of "Top 50 Employers for Minorities." Aflac has also been included in Forbes magazine's Platinum 400 List of "America's Best Big Companies" for five consecutive years and in Fortune magazine's listing of "America's Most Admired Companies" for five consecutive years.


BENEFITS FOR SALES ASSOCIATES Aflac Sales Associates enjoy these benefits:
  • First-year commissions are paid in advance during the first policy year or as you earn them.
  • Renewal commissions are paid beginning the second policy year in accordance with the terms of your agreement.
  • Aflac's stock bonus program allows career associates to participate in the company's growth, profitability and success as a stockholder.
  • Aflac's Associate Bonus Club (ABC) rewards associates for recruiting new members to the field force.
  • Aflac associates have the opportunity to join the National Association of Professional Agents (NAPA). Compensation and Benefits for Aflac Sales Associates*
  • In addition to commissions and Aflac's associate stock bonus program, there are a number of special recognitions and awards available to associates to help motivate them to achieve and exceed production goals. Rewards include cash bonuses, prizes and trips. First-Year and Renewal Commissions First-year commissions are awarded for each policy sold by our sales associates. First-year commissions can be paid in advance or as earned. Renewal commissions are awarded for each policy renewed. Stock Bonus Program Our stock bonus plan lets all associates share in Aflac's success, and no contribution is required from sales associates participating in the program. Aflac associates are automatic participants beginning with the first month of service; bonuses are paid when a policyholder pays the 13th month's premium and will be calculated as a percent of annualized premium. Dividends can be reinvested in Aflac stock [AFL] or paid directly to associates. Benefits When you join Aflac, you have the opportunity to join the National Association of Professional Agents (NAPA). As an Aflac sales associate you and your family can receive insurance coverage through NAPA, including health, guaranteed-issue life, dental and errors and omissions insurance in addition to other discount services and benefits. *See Associate's Agreement for further details. Aflac's sales associates do more than just sell insurance. Our agents act as ambassadors for the company, introducing Aflac to new customers, maintaining relationships with existing customers and keeping us abreast of customer needs. At Aflac, we do everything we can to assist our associates, from professional training by the best in the business to top-notch electronic selling tools and marketing materials. One of the most valuable tools our sales associates have is Aflac's brand visibility. Our national advertising campaign adds to associates' credibility and lays the groundwork for enhancing customer confidence. Aflac offers its associates the following support tools:
    • State-of-the-art technological support and electronic selling tools
    • Associate customer service toll-free numbers
    • Professional orientation, training and certifications
    • Professional field marketing materials
    • Sales leads
    • Aflac Magazine and associate newsletters

Career Opportunities

A career with Aflac is more than just a job. We are committed to treating our employees like family, offering a supportive work environment with excellent benefits, competitive salaries, and award winning resources.

Company Backgound

  • Brothers John, Paul, and Bill Amos founded Aflac in 1955.
  • "AFLAC" is an acronym for American Family Life Assurance Company.

  • Aflac is a Fortune 500 company.
  • Aflac Incorporated is an international holding company based in Columbus, Georgia
  • Aflac introduced its first cancer expense policy in 1958.
  • Since the 1980s, Aflac has added coverage offerings such as accident/disability, short-term disability, hospital intensive care, hospital confinement indemnity, long-term care, specified health event, life, and dental. Business Statistics
  • Aflac has a presence in all 50 United States and in U.S. territories.
  • Aflac has more than 56,000 licensed agents.

  • Aflac offers a broad line of insurance products to more than 270,000 U.S. payroll groups.
  • Aflac insures more than 40 million people worldwide.
  • Assets at year-end 2002 totaled more than $45 billion with annual revenues of more than $10.2 billion.
  • Aflac has received an "A+ (Superior)" rating from A.M. Best (May 2003).
  • Aflac is a component of the Standard & Poor's 500 Index.
  • Aflac pays most claims within four days. Foreign Operations
  • Aflac is the largest insurance company in Japan in terms of number of individual policies in force. In fact, we are the fourth most profitable foreign company operating in any industry in Japan.
  • Aflac insures one in four Japanese households.
  • Aflac has continued to broaden its product line in Japan. Noncancer products now account for nearly 70% of new sales. Philanthropic Endeavors
  • In December 2001 Aflac pledged $10 million to the Aflac Cancer Center and Blood Disorders service at Children's Healthcare of Atlanta.
  • Aflac pledged $3 million in 1995 to establish the Aflac Cancer Center at Egleston Children's Hospital. (In 1999, Egleston Children's Hospital merged with Scottish Rite Children's Hospital to form Children's Healthcare of Atlanta, the nation's second-largest children's hospital.)
  • In 1995, Aflac committed $2 million to the American Red Cross to establish Corporate America's Helping Hands Fund for relief from the Kobe, Japan, earthquake.
  • In 1997, Aflac committed $1.5 million to establish the Aflac Chair for Cancer Research at USC/Norris Comprehensive Cancer Center in Los Angeles
  • In 2001, Aflac committed $1,000 to each family of the police officers, firefighters, or emergency medical technicians killed in the attacks on New York City and Washington.
  • The Aflac sales force's support of the Aflac Cancer Center at Children's Healthcare of Atlanta has reached $5 million since inception. National Recognition
  • In June 2003, Fortune magazine named Aflac to its list of "The 50 Best Companies for Minorities" for the second consecutive year.
  • In 2003, Aflac Incorporated was named to Fortune magazine's list of "The 100 Best Companies to Work For in America" for the fifth year in a row.
  • In March 2003, Fortune magazine named Aflac to its list of "America's Most Admired Companies" for the third consecutive year.
  • In October 2003, Working Mother magazine named Aflac to its list of the "100 Best Companies for Working Mothers" for the third consecutive year.
  • Aflac is on Computerworld magazine's list of the "100 Best Places to Work in IT" for the fifth year in a row.
  • In February 2003, Aflac was named to Hispanic magazine's "Corporate 100" list of the companies providing the most opportunities to Hispanics. Aflac has appeared on the annual list since 1993.

  • For the past five years, LATINA Style magazine has named Aflac one of the 50 best companies for Latinas to work for in the United States.