Property Caretaker

Report overpayments, underpayments, and other irregularities.

Prepare reports to be submitted to company's data processing department.

Conduct detailed bill reviews to implement sound litigation management and expense control.

Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.

Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.

Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.

Contact or interview claimants, doctors, medical specialists, or employers to get additional information.

Pay and process claims within designated authority level.

Communicate with reinsurance brokers to obtain information necessary for processing claims.

Maintain claim files, such as records of settled claims and an inventory of claims requiring detailed analysis.

Present cases and participate in their discussion at claim committee meetings.

Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.

Supervise claims adjusters to ensure that adjusters have followed proper methods.

Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.