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Mortgage Loan Representative - Suamico
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Mortgage Loan Representative - Suamico

Job Snapshot

Employment Type Full-Time
Job Type Banking, Finance
Education High School
Experience At least 2 year(s)
Manages Others No
Industry Mortgage, Credit - Loan - Collections
Required Travel Negligible

Job Description

Are you seeking a new career challenge in a dynamic, challenging work environment with opportunity for personal & professional development?  Are you a sales-minded individual that thrives in a goal-oriented environment?  Do you want to join a company that rewards employee performance with potential career advancement?  If yes, we may have what you are looking for!  Marine Credit Union is a full service, fast growing & innovative financial institution that offers a variety of products and services to meet the financial needs of our members. We are dedicated to providing local service with local decision-making in the communities that we serve.


As a Mortgage Loan Representative, you are the liaison between prospective/existing Members and the credit union, focusing on Portfolio Mortgage related inquiries. You are responsible to solicit and interview applicants or loans, gather background information as required, and analyze loan applicants’ credit history.  With partnership from our mortgage support staff, you can ensure timely response to member inquires, and ensure a standard of service excellence. In addition, at Marine Credit Union, you have the unique ability to:

  • Work with a team of branch partners to serve current members and grow membership via external business opportunities.

  • Help applicants turned down by other lenders (low credit, no credit, no seasoning on BK or foreclosure).

  • Each loan gets a local in-house decision based on character, capacity, credit history, and collateral.

  • Utilize our unique niche to obtain turn down referrals from other lenders/institutions/realtors rather than competing for same conventional /conforming business the next lender is looking for.

  • Up to 100% LTV on refinances and 90% LTV on purchases with no PMI.

  • No minimum credit score.

  • No limits on gift funds, gifts of equity, or seller concessions plus co-borrower/signor options.

  • Earn base salary, plus commission with great benefits and opportunities for growth and advancement.

  • Recommend approval or denial of real-estate loan applications within MCU guidelines, and explain reasons for denial.

  • Cross-sell other Marine Enterprise products and services.


Job Requirements

Two years of Mortgage Lending, Banking or Sales experience with knowledge of mortgage loan application process. 

  • Knowledge of consumer credit and general financial terms, products, and services.

  • Ability to build rapport, explaining product features & benefits, and sell.

  • Experience in soliciting outside business and building industry/community contacts as referral partners.

  • Experience in working in a high paced detail oriented role with a record of meeting sales goals.

  • Experience working face to face with customers in a sales & service environment.


    Marine Credit Union offers an exceptional benefits program, including Health, Dental & Vision Insurance, Paid Time Off, Paid Holidays, Short & Long-term disability, and 401K match program. In addition we offer paid on-the-job training with opportunity for career advancement

    *This job description is not a complete statement of all duties and responsibilities comprising this position.


    Marine Credit Union is an Equal Opportunity Employer.



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Mortgage Loan Representative - Suamico

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