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HUD Section 184 Indian Housing Underwriter(Remote)

HUD Section 184 Indian Housing Underwriter(Remote)

Job Description

Freddie, Fannie, and Ginnie Direct. 
Privately Held Since 1980. 
Never Lose Touch with Your Customer: We Service 99.9% of All New Originations.
Custom Non-Agency Prime Jumbo Products ARM and FIXED.

Common Sense Underwriting.
Agency and Government Loans are Not Subject to Investor Overlays and Investor FICO Restrictions. 
20 Day Closings.

Sun West Mortgage Company, Inc. ( is a full service, mortgage banker established in 1980. Our excellent service and fast turn times have made Sun West a multi-billion dollar national originator. As a result, Sun West is a leader in offering a diverse set of products at excellent pricing. Sun West is a HUD approved mortgagee (FHA & HECM), VA LAPP approved, USDA lender, Fannie Mae and Freddie Mac Seller/Servicer, and Ginnie Mae Issuer. Sun West is a national leader in HMBS, residential, and commercial securitization. 

Sun West is well recognized for its stability, capitalization, and technological superiority. We are growing rapidly in this unique market and we are inviting top-notch professionals to participate in our success.


Comprehensive Mortgage Lending Program Offerings

•FHA Section 184 Native American Program

•Manufactured Homes – FHA, VA, 203K, Conventional Streamline

•HECM Reverse Mortgage – Purchase and Refinance

•Property Flip Waiver Program

•FHA Jumbos

•Repair Escrow Hold Backs

•Home Path

•Multi Family and Health Care Facility

•All VA and USDA programs

•Non-Conforming Jumbo

•All Conventional Programs

•Non Agency Prime Jumbo up to $3 million. (ARM and Fixed)

•High Balance Conforming

•VA Jumbo up to $3 million

•Competitive base salary plus commissions.

•Sun West is Licensed in over 45 states.

•Quick and efficient funding & closing your loans.  

Work from home.
Job Description:
Review and evaluate information on mortgage loan documentation to determine if borrower and/or property meet loan standards.
Complete a thorough analysis of loan files to determine compliance with company and government guidelines and standards.
Evaluate the entire credit package and collateral for residential mortgage loans and ensure quality loan product.
Meet or exceed established production goals.
Communicate decision (approval, suspense, denial) on loans to appropriate parties.

Job Requirements

  1. Must have experience in underwriting HUD Section 184 Indian Housing loan program.
  2. Must be an approved underwriter with HUD for Section 184.
  3. Be up-to-date with all relevant mortgagee letters, specifically ones released since 01/2008.
  4. Be actively underwriting FHA loans for the past 24 months.
  5. A minimum of 3 Yrs. experience in FHA and Conventional Underwriting.

  6. Knowledge of Investor Guidelines, Product Delivery, and AUS engines is required.
  7. Experienced with DU and LP preferred.
  8. Excellent verbal and written communication skills are necessary.
  9. Customer service and detail-oriented, responsible and accurate.
  10. Calculate income accurately (per FHA/VA/Agency Guidelines), including but not limited to reviewing Tax Returns and any accompanying Tax Schedules.
  11. Verify assets required to close the loan, including but not limited to trailing funds, gift-funds, etc.
  12. Calculate the loan amount accurately in case of Rate and Term Refinance, Streamline Refinance, etc.
  13. Read and interpret the HUD 1 and can spot deficiencies, if any.
  14. Be aware of the following laws/regulations and know how to apply the same:
    • Mortgage Disclosure Improvement Act (MDIA).
    • RESPA Reforms - Appraisal Independence and HVCC.
  15. Have good/excellent Computer skills including but not limited to Web Browser, E-mail, Adobe Acrobat ® (Create PDF / Split PDF, etc.), Microsoft Office, and Google Apps.

  16. Have a good/excellent Typing  skill/speed.

  17. Able to meet company set production volumes.
  18. Able to work additional hours as required.


Sun West Mortgage Company, Inc. is an Equal Opportunity Employer. The company and its affiliates recruit and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, gender, gender identity, age, national origin, ancestry, citizenship, veteran or disability status, medical condition, marital status, or any other factor prohibited by federal, state, provincial, and municipal laws. 

You can also connect with us on Linked in by Clicking HERE

Job Snapshot

Base Pay $60,000.00 - $90,000.00 /Year
Other Pay Overtime Pay
Employment Type Full-Time
Job Type Banking, Finance, Real Estate
Education Not Specified
Experience At least 2 year(s)
Manages Others Not Specified
Industry Mortgage, Banking - Financial Services, Credit - Loan - Collections
Required Travel None
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HUD Section 184 Indian Housing Underwriter(Remote)

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