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Mortgage Loan Officer (External) - Greater Sacramento Area

Mortgage Loan Officer (External) - Greater Sacramento Area

Job Description

Golden 1, California’s leading credit union, is seeking an External Mortgage Loan Officer (MLO) for the greater Sacramento area. This is a remote position.

The External Mortgage Loan Officer will proactively solicit new residential mortgage loans in order to meet established loan quality and production goals. He or she will develop and maintain a strong network of business relationships to ensure a recurring source for mortgage loan referrals. This network could include mortgage professionals, builders, other professional and personal contacts, and any other referral sources the MLO develops. The External MLO will enhance this network by regularly participating in business-related development opportunities, community events, and interacting with professional organizations. The successful candidate will also be expected to handle branch- or call center-generated referrals only when the member requests an in-person meeting. The MLO is expected to maintain a thorough understanding of Golden 1’s lending programs, policies, procedures, and regulatory requirements.

Salary is DOE.

Job Requirements

  • A high school diploma and equivalent work experience
  • A minimum of five continuous years in a mortgage-related position, with at least two years of experience generating self-sourced business
  • MLO Registration: An individual in this position has been determined to be a Mortgage Loan Originator as defined by the S.A.F.E Act, because his or her responsibilities include taking applications, discussing terms, and/or negotiating rates on loans secured by real property
  • A valid California driver's license and a clear driving record
Desirable skills/experience:

  • A bachelor’s degree
  • Exceptional member service skills
  • Strong credit and general financial analysis skills
  • Current working knowledge of the mortgage industry
  • Excellent ability to collect and report information on market conditions, including products and services offered by other organizations
  • A thorough understanding of the secondary market, including governmental programs
  • Strong oral and written communication skills
  • Working knowledge of office equipment and intermediate skills with various computer programs, including Microsoft Excel
The successful candidate will need to pass a pre-employment background check and drug screening.

Golden 1 Credit Union is an Equal Opportunity Employer offering excellent benefits including medical, dental, vision, and 401(k).

Job Snapshot

Employment Type Full-Time
Job Type Finance, Banking
Education High School
Experience Not Specified
Manages Others Not Specified
Industry Credit - Loan - Collections, Banking - Financial Services
Required Travel Not Specified
Job ID 993
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Mortgage Loan Officer (External) - Greater Sacramento Area


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