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Mortgage Consultant

Mortgage Consultant

Job Description

“I’m a firm believer in serving employees first. If we take care of our employees and have a true concern for providing those families with a decent living, then those employees will take care of our customers.”

- Matt Dawson, President


PEM Partners, a division of Paramount Equity Mortgage, is a boutique, residential lender built on a completely self-sourced and purchase-focused loan origination platform. Mortgage Consultants operate in a similar capacity to independent “brokers” while also having the ability to add value to their clients and referral partners through our company managed, co-branded marketing and promotional campaigns. Successful candidates for this role thrive within a self-sourced, referral based model only (this is not an inside sales only role). Requirements of the position include:

  • Advise new and existing homeowners on various loan programs (conventional, FHA, VA, etc.) based on the individual customer ‘s needs
  • Obtain and analyze customer financial and credit data
  • Track current interest rates and loan programs to provide accurate and timely information to borrowers
  • Negotiate terms and conditions of loan programs with borrowers
  • Serve as the primary liaison with borrowers, outside entities (realtors, title and escrow officers, etc.) and other company employees to facilitate a prompt and efficient loan closing
  • Manage personal loan pipeline to ensure service standards and financial goals are met


  • Non-recoverable draw for the first 2 months
  • Hands-on sales management team will provide continual education and sales training to maximize your potential
  • We underwrite and fund our loans as a Direct Mortgage Banker or Direct Lender with large, Tier-1 Investors
  • Superior pricing and product placement through our online, real-time pricing engine
  • Close loans in days and not weeks or months (50% of our deals close in 2 weeks or less!)
  • 24 to 48-hour in-house, underwriting and closings
  • In-house mortgage operations team (processing, underwriting, closing, etc.) to ensure your loans get through the system fast and clean the first time


  • Medical, Dental, and Vision Insurance Plans for Employees and Family
  • Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans
  • Voluntary Long-Term Disability Insurance Plan
  • Aflac Supplemental Insurance Plans
  • 401(k) Retirement Plan
  • Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125)
  • Section 529 College Savings Plan
  • Aggressive employee referral program that rewards you financially for referring top-performing employees (“Families Helping Families” Employee Referral Bonuses)

Job Requirements

  • Must be licensed as a Mortgage Loan Originator (MLO) in the state you are applying per the S.A.F.E. Act
  • 7 or more years of relevant mortgage originating and loan structuring experience; at least 2 years in a self-sourced, referral-based mortgage sales environment
  • Candidate must be able to provide proof of 5-10 existing Realtor relationships or other professional, referral sources
  • Proficient with all MS Office applications (Word, Excel, Outlook, etc.)
  • Highly motivated and driven with strong negotiation skills
  • Must be a self-starter and have outstanding interpersonal skills
  • Must be organized and systematic and able to manage time effectively
  • High level of integrity and trust; must be a team player with a selfless attitude
  • Employment is contingent upon a full credit and criminal background check and successful completion of a 10-panel drug screening


Paramount Equity Mortgage was founded in 2003, and we are committed to making a positive impact in the lives of our customers and the local communities in which we operate by accomplishing one simple goal: Save Our Neighbors Money! We aren’t just another mortgage company – we’re a family that’s dedicated to your success! Whether its free ice cream every Thursday for “Snack Attack” or being recognized with an award for great customer service, we’re always looking for ways to celebrate success while having fun. We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions as an exceptional place to work. We continue to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.


Job Snapshot

Employment Type Full-Time
Job Type Finance, Consultant, Banking
Education Not Specified
Experience At least 7 year(s)
Manages Others Not Specified
Industry Mortgage, Banking - Financial Services
Required Travel Not Specified
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Mortgage Consultant

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