Supervisor, Direct Consumer Lending

Job Description

Golden 1 Credit Union, California’s leading credit union, is seeking a Supervisor, Direct Consumer Lending. The Supervisor, Direct Consumer lending will work in the Consumer Lending department at our Headquarters in Sacramento, Calif. The Supervisor will lead, direct and supervise Credit Analysts and other department staff while motivating them to meet Golden 1 Credit Union’s strategic goals. The will assist the Department Manager with all aspects of department operations and performance, and provide back-up support for other lending areas as needed. Review, analyze, and evaluate complex consumer loan applications and based on their judgment approve, modify or deny consistent with credit union guidelines. In addition, will maintain and strengthen relationships with members, branch and call center staff/management and auto dealership personnel by fostering an understanding of the credit union’s underwriting standards and philosophy. Maintain a thorough understanding of the credit union’s underwriting standards, risk philosophy, credit culture and market conditions. Demonstrates strong leadership and critical thinking abilities.

The potential Candidate must meet the following minimum

Job Requirements

  • Bachelor’s degree or equivalent work experience required
  • 7+ years in consumer lending, in a judgmental lending environment where LOS is used as a guide to make decisions
  • Remain knowledgeable on key trends in the financial services industry that impact loan quality and underwriting
  • Comprehensive understanding of both direct and indirect credit union lending policies
  • Analytical skills to include reviewing and understanding complex paystub and personal and corporate tax return documents
The successful Candidate will need to pass a pre-employment background check and drug screening.

Golden 1 Credit Union is an Equal Opportunity Employer offering excellent benefits including medical, dental, vision, and 401(k).

Company Overview

The Golden 1 Credit Union is California's leading financial cooperative, and the sixth largest credit union in the U.S. with more than $7 billion in assets and nearly 600,000 members. We have more than 80 branches, 270 ATMs and 30,000 network ATMs nationwide. Our non-cash offices are conveniently located within places of business you may already visit.

Founded by a group of California state employees in 1933, Golden 1 is a membership financial cooperative which is owned by its members. In keeping with the credit union philosophy of "people helping people," Golden 1 offers our members a wide range of low-cost consumer financial products and high-quality service.

Mission Statement

We deliver financial solutions with value, convenience, and exceptional service.

Vision Statement

A dynamic and trusted leader committed to enhancing the financial well-being of our members and diverse communities.

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  • Supervisor, Direct Consumer Lending @ Golden 1 Credit Union

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