Credit Analyst I, II


Job Description

Golden 1 Credit Union is seeking an experienced Credit Analyst for its Headquarters located in Sacramento. Responsibilities include reviewing, analyzing, and underwriting loan applications for all consumer lending products; making lending decisions according to established underwriting guidelines; and selling and/or negotiating lending decisions with indirect originators.

The successful candidate must be a positive and motivated team player with the ability to work independently and build strong business relationships.

Salary is DOE.


Job Requirements

  • Five or more years of experience in consumer lending, including credit analysis and lending policies, and in making loan decisions for both direct and indirect channels
  • Excellent organizational, oral, and written communication skills
  • Superior phone, negotiation, and sales/service skills
  • Over the age of 18 with a high school diploma or GED certificate
The successful candidate will need to pass a skills test, pre-employment background check, and drug screening.

Golden 1 Credit Union is an Equal Opportunity Employer offering excellent benefits including medical, dental, vision, and 401(k).

Company Overview

The Golden 1 Credit Union is California's leading financial cooperative, and the sixth largest credit union in the U.S. with more than $7 billion in assets and nearly 600,000 members. We have more than 80 branches, 270 ATMs and 30,000 network ATMs nationwide. Our non-cash offices are conveniently located within places of business you may already visit.

Founded by a group of California state employees in 1933, Golden 1 is a membership financial cooperative which is owned by its members. In keeping with the credit union philosophy of "people helping people," Golden 1 offers our members a wide range of low-cost consumer financial products and high-quality service.

Mission Statement

We deliver financial solutions with value, convenience, and exceptional service.

Vision Statement

A dynamic and trusted leader committed to enhancing the financial well-being of our members and diverse communities.

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