Cigna

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Underwriting Senior Specialist (Life, Disability & Accident)

Cigna Philadelphia, PA Posted: 6/27/2014

JOB DESCRIPTION



Responsibilities

  • Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings.
  • Performs case-specific risk assessments.
  • Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business.
  • Develops and monitors account earnings plans to achieve growth and profitability.
  • Develops strategic recommendations related to market competition, products and pricing.
  • Partners with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues.
  • Influences underwriting best practice and provides input to matrix partners on product development and pricing.


Qualifications
  • Requires Bachelor's degree or equivalent work experience.
  • Group Underwriting experience (Life, Disability & Accident) required.
  • In-depth rating, product, and financial knowledge.
  • Ability to make effective decisions based on strong knowledge of all financial implications, both internal and external.
  • Thorough knowledge of factors that influence market and competitive conditions.


About Cigna

People want to be treated like individuals. At Cigna, we get that. That's why we embrace and encourage peoples' uniqueness, helping to give them the strength and confidence to show the world who they really are. The coverage, expertise and services we provide are at the very core of how we help people achieve their full potential - and ultimately, improve their health, well-being and sense of security.

But before we can accomplish any of that, we have to have the right people in place. People like you.

Skills, experience, talent and creativity like yours enables us to develop the meaningful, innovative solutions our customers value and expect. That's why we're committed to recruiting, motivating and nurturing the best and the brightest, whether you have industry experience or not. We're growing a workforce as unique and diverse as the millions of customers we proudly serve around the world - one individual at a time.

Cigna strongly embraces the scientific evidence that the use of tobacco products is harmful to the health of the user, the user's family, and the general public. Cigna's mission is to improve the health, well-being and security of the people we serve, which starts with our employees. Starting with job offers dated January 1, 2014, Cigna will no longer hire - where state law permits applicants who use tobacco products, including cigarettes, cigars and chewing or smokeless tobacco. Currently, these states are: AL, AK, AZ, AR, DE, FL, GA, HI, IA, ID, KS, MD, MA, MI, NE, OH, PA, TX, UT, VT and WA.

If you're passionate about making a difference one individual at a time, and would like to join the Cigna team, you'll be screened for nicotine as part of the pre-employment drug screen in states that allow the screening. If you test positive for nicotine, although we won't be able to offer you employment, we encourage you to check with your medical provider to explore your options and resources for quitting. Once you're tobacco-free, you may re-apply for jobs with Cigna in [six] months. Cigna offers a Healthy Life Incentive for Cigna Medical Plan participants who live tobacco free. As a result, non-tobacco users pay a reduced premium for their Medical Plan coverage.

Cigna offers a competitive compensation and comprehensive benefits package including health and wellness benefits, 401k plan, and work/life balance programs, as well as opportunities for career growth and development.

Cigna is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to any protected category including their race, color, religion, national origin, sex, protected veteran status or disability.

How To Apply

We encourage you to complete all questions on the candidate profile if you wish to be considered for this opportunity.




JOB REQUIREMENTS

Responsibilities

Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings.
Performs case-specific risk assessments.
Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business.
Develops and monitors account earnings plans to achieve growth and profitability.
Develops strategic recommendations related to market competition, products and pricing.
Partners with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues.
Influences underwriting best practice and provides input to matrix partners on product development and pricing.

Qualifications

Requires Bachelor's degree or equivalent work experience.
Group Underwriting experience (Life, Disability & Accident) required.
In-depth rating, product, and financial knowledge.
Ability to make effective decisions based on strong knowledge of all financial implications, both internal and external.
Thorough knowledge of factors that influence market and competitive conditions.

Job Snapshot

Company:
Cigna
Job Type:
Finance
Insurance
Other
Base Pay:
N/A
Other Pay:
N/A
Employee Type:
Full-Time
Manages Others:
Not Specified
Relocation Covered:
No
Industry:
Healthcare - Health Services
Insurance
Reference ID:
2279
Required Education:
4 Year Degree
Required Experience:
Not Specified
Required Travel:
Not Specified
Location:
Philadelphia
Company Overview

More than just a health insurance company

Cigna is a global health service company, dedicated to helping the people we serve improve their health, well-being and sense of security.

We make this happen through a broad range of integrated health care and related plans and services, and proven health and well-being programs that are targeted to the unique needs of our customers, clients and partners.

"At Cigna, we understand that people are unique, and so, too, is their health. In a world of many millions, we see each person defining a healthy life on his or her own terms. It's our aim to be part of that journey, helping people achieve better health and peace of mind along the way." - David Cordani, CEO
Who We Serve

Cigna helps employees and organizations around the world protect their workforces. Our integrated plans and services combine with proven health and well-being programs to help employees stay healthy and on the job.

We partner with brokers and consultants to develop programs to fit the unique needs of their employer and individual clients.

And we provide individuals and families with the coverage and tools they need to improve their health, well-being and sense of security-and lower their medical costs.

Cigna International provides access to superior quality health care and related financial protection programs to groups and individuals around the globe.

Find out more about Cigna International Expatriate Benefits for employers or private medical insurance (PMI) for individuals.

Facts About Cigna

One of the largest health service companies in the US market, Cigna also operates internationally in 30 countries, and has more than 70 million customer relationships worldwide. Headquartered in Bloomfield, Connecticut, Cigna serves its customers with more than 30,000 dedicated employees.

Cigna is listed on the New York Stock Exchange (NYSE: CI) and is a component of the S&P 500 stock index.

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  • Underwriting Senior Specialist (Life, Disability & Accident) @ Cigna