Skip navigation

Life Insurance Sales from Home to $75,000

Job Description

Life Insurance Sales from Home!   No Cold Calling!
All Leads Provided at No Cost

* Work our leads and write applications from your own home or office
* Work the days and hours of your choice!
* Make up to $30,000 to $50,000 to start with $75,000+ potential!

* Must commit to no less than 40 hours per week with more hours for increase in your earnings
* All leads are FREE and there is no cold calling

Life Quotes, Inc. (founded 1984) is a #1 rated, national seller of term life insurance. We sell about 15,000 life policies per year here. We have no debt and are under same management since our founding in 1984. Check us out at

This job is perfect for independent life insurance agents who want a call center kind of job from home.  Work your own days and hours writing applications, be pleasant to our customers - and make a great income!

On some days we generate 750 fresh life leads - all obtained under our own brand name or that of our partners. These are NOT multiple-sold leads or incented leads of any kind. These are 100% unique, fresh and real leads from people responding to our own branded ads (we're in USA Today once per week) or those of our strategic partners.

There's no cost to join and all initial training is free. Training takes 1-4 weeks.

As an independent phone agent, you will receive web and telephone leads from us who've already done their own quotes at

Using our proven scripts and procedures for your success on recorded calls, you will give advice, generate quotes, write applications, set paramed appointments and shepherd the customer through the submission process. We require either bank information or credit card information from all applicants at time application is prepared. Our model works!  We've sold 300,000 policies using this model.

Our call center is very fast-paced, so keep that in mind as you decide if this is right for you.  Expect to write 4 applications per 8 hours of working time.  Agent pay is on a per-submit basis and payouts happen every 2 weeks (no need to wait 2-3 months for underwriting or commissions to come in!)

EARNINGS EXAMPLE: Figure that you will earn an average of $80 per application submitted (signed by the customer and submitted to the insurance company). Here are some realistic earnings examples:

Weekly Submits        Weekly Pay                Monthly                    Pay Annualized Pay*
        10                         $ 800                    $3,200                             $ 46,000
        15                         $1,200                  $4,800                             $ 79,000
        20                         $1,600                  $6,400                             $117,000

* NOTE: Whenever you hit certain submissions in a calendar month you'll receive a Performance Bonus!  (Yes, several of our agents make over $100,000 per year with us)!

We sell about 15,000 new life policies per year and we're looking to expand our home-based independent contractor life insurance sales force beyond our current 50 agents. You must be competent, trustworthy, nice and thorough and be able to pass about 3 hours of basic aptitude and customer service skills assessments. Sorry, but do to strict life insurance company rules on appointing new agents, we cannot consider you if you have an open (or closed) bankruptcy within past 24 months, bad credit or any current overdue bills.

We represent 30 highly-rated companies and we're now looking to appoint a few highly-qualified and experienced independent life insurance agents to work our fresh and exclusive life insurance leads from your own home or office.

For parents with kids, this is the ultimate part-time job. There is no cold calling as you will be handling only detailed leads from our website or inbound phone calls. Flexible hours but success is garnered when you work night and weekend hours when customers are available to talk. 

There are no lead costs to you because these are our customers. And all leads are real, fresh and 100% exclusive to you.

Our "Outside Agent Independent Contractor" program is exciting -- especially if you want the freedom to work from home on the days and hours of your choosing subject to 40 hours per week minimum.  Additional hours working will increase your income – the leads are available for your to work at all times. 

Perhaps you've seen our term life ads in Forbes, Kiplinger's, SmartMoney, Fortune, USA Today and Money magazines.

Our dialer makes both outbound calls to our website visitors and it also accepts inbound calls from prospects who are calling us for quotes and applications, so you will be busy, perhaps talking to 50-75 people per day! Do not apply to be a Life Quotes Independent Agent unless you have call center or inside sales experience as this is totally different than doing face-to-face sales.

Remember, as an independent contractor, you can set your own working days and hours. All we ask is that you commit to no less than 40 hours per week with additional hours for greater success.

Under this program, you are free to handle customers from any state in which you are properly licensed and appointed in good standing and we do require you to obtain, at your cost, life licenses in the top 15 states by population and have your own errors and omissions policy in force at all times.

This is a fun and rewarding job if you like people, hate cold calls, can sell, don't want any marketing costs, and like to work at a fast pace with other diverse professionals without having to make cold calls.

Our call center is busy and insurance on the Internet is booming! Our agents cannot handle all the business and so we are expanding.

About Life Quotes, Inc.

Life Quotes, Inc. was founded in 1984 and is under same management today. Kiplinger's has rated us a #1 life insurance site, as has Forbes. In 2009 MSN rated us a "Top 100 Website." We have an A+ rating from The Better Business Bureau. Today, we are privately held with lots of capital and no debt.

Life Quotes does national advertising and has a great reputation with consumers. As a Life Quotes broker, you will gift every customer with a market search of up to 30 leading companies - and give every applicant the freedom to buy from the company of their choice. Customers love the fact that you can instantly shop 30 companies, show them the best price - and back up your work with our famous $500 Lowest Price Guarantee.


Job Requirements


Qualifications and Requirements

  • Prior inside sales (telesales) experience is a major plus as this is a very fast-paced call center kind of activity
  • Must be ready, willing and able to work no less than 40 hours per week.  You choose the days and the times!! With the understanding additional hours and working the customer hours will benefit your earnings potential!
  • Must currently hold a valid Life Insurance producer license in your home state and be willing to purchase licenses in the top 15 states that have the most applications at your own cost (about $1,400), have no professional complaints, open inquiries or history of any fines by any regulatory agency.
  • Must have no history of criminal conviction.
  • Must have no current bankruptcy or bankruptcy within 12 months.  No bad credit rating, outstanding debts or pending court dates of any kind (the 30 leading companies that we work with now have highly selective guidelines regarding agent appointments)
  • Must have or obtain $1 million of valid E&O insurance for yourself and be able to fax us a Certificate of Insurance proving such coverage
  • Must have excellent verbal, writing and computer skills
  • Must be ready, willing and able to adhere to our sales proven set scripts and procedures (all of your inbound and outbound calls are recorded and graded)
  • Solid typing (35 wpm+) and computer keyboard skills are required; familiarity with MS Word and MS Excel a plus 
  • Must be able to speak, read and write English well having other language skills a plus!
  • Must be able to take and pass all of our basic aptitude, background and proficiency assessments (these take about 3-4 hours) 
  • Our first basic aptitude assessment is at:

    • Please take the online assessment right away.








 Keywords: sales, part-time, work-from-home, sales manager, call center, insurance producer, insurance agent, selling, policy, underwrite, underwriter, LTC, insurance salesman, insurance salesperson, account executive, account manager, outside sales, independent agent, insurance broker, sales executive, CSR, C.S.R., customer service, customer service rep, sales manager, sales management, customer service representative, customer support, customer care, salesperson, salesman, saleswoman, selling, diverse, diversity, account executive, life insurance, life insurance agent, life insurance broker, Internet, E-commerce, CLU, life insurance sales, life insurance agent, life

Job Snapshot

Post Date 3/26/2014
Location Oxnard, CA
Base Pay $30,000.00 - $75,000.00 /Year
Employment Type Contractor
Job Type Insurance, Sales, General Business
Education 2 Year Degree
Experience Not Specified
Manages Others No
Industry Sales - Marketing, Insurance
Required Travel None
Job ID Life Insurance Sales from Home,
CareerBuilder Tip:
For your privacy and protection, when applying to a job online, never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction. Learn more.

By applying to a job using you are agreeing to comply with and be subject to the Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.