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Farmers District 48 LLC

(Public)  
Insurance
10,000 - 25,000 employees  |  
Overview
Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home can be rebuilt and your destroyed belongings can be replaced. Types of coverages include:

Dwellings and other structures
For most of us, our home is the single largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage. For townhouse owners, your townhouse and separate structures are covered for many types of damage except for some exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake.

Dwelling Improvements, Alterations, and Additions
Condominium owners are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits.

Loss assessment
Condominium owners will also receive up to $1,500 for assessments arising from covered damage. This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. Typically, up to $50,000 is available, but this may vary depending on your policy.

Personal Property
Homeowners, condominium, or renters insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot, but those items all add up when you have to replace them.

Personal Liability
Finally, in the event someone is injured or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner, condominium or renter policy provides liability coverage* should this ever occur, subject to some exclusions.
Career Opportunities
FarmersĀ® is an equal employment opportunity employer committed to the strength of a diverse workforce. Farmers has careers in a variety of areas, including:

  • Administration
  • Facilities
  • Accounting
  • Finance
  • Actuarial
  • Human Resources
  • Agents
  • Information Technology
  • Auditing
  • Legal
  • Claims
  • Marketing
  • Customer Service
  • Operations
  • Product Management
  • Communications
  • e-Business
  • Underwriting

As a Farmers employee, you will be given key training in top industry methods, support for continued education, and plenty of opportunity for growth. Our employees are rewarded with a Total Rewards benefits, compensation and retirement package that recognizes performance, contributes to your future financial security and offers valuable flexibility for our employees.
Our Values
Integrity: To maintain the highest of ethical and professional standards and accountability for our performance. To be a company always known for doing the right things for the right reasons.

Respect: To treat people with dignity and value their contributions. To earn the respect of our peers, regulators, rating agencies and the public.

Courage: To go where no one else has gone. To risk failure. To say what needs to be said and do what needs to be done. To always be engaged and an active participant.

Achievement: To have the urgency and adaptability to achieve great results for ourselves and the team. To go the extra mile. To contribute fully, day in and day out, to the success of our team and the company.

Curiosity and Action: To demonstrate a passion for what we do by constantly questioning the status quo and taking action to innovate and improve.