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Overview American Credit Acceptance (“ACA”) is a rapidly growing, subprime automotive finance company that has been operating since 1991. In August 2007, successful entrepreneur and businessman, George D. Johnson, Jr., purchased a captive finance subsidiary from one of the nation’s major dealer groups and formed ACA.

ACA has quickly established itself as a lender of choice for deep subprime automobile lending needs in franchise and independent dealerships nationwide. We provide loans to consumers who otherwise could not obtain financing from traditional banks, credit unions, and manufacturer’s captive finance companies. ACA targets a wide spectrum of our dealer partner’s inventory, including new vehicles and used vehicles with mileages up to 100,000.

ACA continues to grow its market share and dealer partnerships through superior customer service, reliability, accessibility, and transparent guidelines and policies.

We are rapidly growing in our established markets located in Alabama, California, Colorado, Florida, Georgia, Michigan, Missouri, North Carolina, Nevada, Ohio, Oklahoma, South Carolina, Tennessee, and Texas. We would welcome the opportunity to show how our best-in-class service and common sense lending approach can increase sales and profit levels for your organization.

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